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Fundamo is an industry pioneer, who, together with our clients, has innovated and contributed to all the stages of industry development and growth since the year 2000. To that end, this year, the oldest Mobile Money operation in the world is celebrating 10 years in operation on Fundamo's platform. Operating globally, Fundamo is widely regarded as the world's leading provider of Mobile Financial Services platforms, with more than 55 active deployments, powering around a quarter of the emerging market mobile money projects (GSMA). This extensive experience informs and benefits our products, our client projects and our ability tobe a strategic partner to our clients. In June 2011, Fundamo was acquired by the global payments technology company Visa Inc. and now operates as a wholly-owned subsidiary of Visa Inc. This represents a step change in the industry; combining the vision, experience and expertise of Fundamo in its specialist category with the vision, vast competencies and resources of Visa, the largest payments processor in world, to bring our clients the power of both.