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Loan Officer

Kashf Microfinance Bank Ltd., Lahore
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Job Detail

Industry: Banking/Financial Services
Functional Area: Operations
Total Position: 1
Job Type: Permanent ( firstshift )
Department: General Banking Operations/Customer Services
Job Location: Hyderabad, Karachi, Sialkot, Abbottabad, Attock, Chakwal, Gujrat, Hari pur, Narowal, Wazirabad, Pakistan
Gender: Male
Age: 20 - 27 Year
Minimum Education: Bachelor's Degree
Degree Title: Preferably Masters
Career Level: Entry Level
Minimum Experience: Not Required
Salary Range: PKR. 10,000 - 15,000/month
Require Travel: 100%
Apply By: May 18, 2009
Job Posting Date: May 7, 2009
   
   
Job Description:

Find potential clients individuals or businesses in need of loans.

Establish strong rapport with the clients.

Act as salesperson, persuading clients to obtain loans.

Help clients apply for loans

Analyze and verify the application to determine the client’s worthiness.

To complete documentation as per bank’s policy.

To get the approval before disbursement from the BCC.

Disbursement of loan after complete satisfaction of related formalities.

Help client understand loan repayment schedule.

Manage the repayment schedules of customers for timely recovery of their monthly installments.

Follow up on delayed installments.

Initiate collateral liquidation if a client defaults on a loan.
 
Skills Required:
 
Market Oriented job, required excellent communication, interpersonal skills.