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Credit Officer

Soon Valley Development Program

Multiple Cities, Pakistan

Posted Sep 10, 2016 1246 views

PKR. 15,000 - 25,000/Month

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Job Description

Duties & Responsibilities:

·         Ensure that all functions are carried out in according with operational policies and no deviation is made.

·         To make contact with new clients and provide detailed introduction of SVDP;

·         Maintain effective communication with client market with regard to SVDP vision, mission, policies and procedures.

·         Establish direct contact with each client from identification to final recovery of loan;

·         Carry out effective appraisal of all applicants and ensure only those clients are included who are eligible as per policy;

·         Complete documentation and appraisal process to ensure speedy process;

·         Report all field progress and activities to branch manager on a daily basis;

·         Ensure that all clients pay their installments on due date and apply social pressure on problematic clients;

·         Record installments recovery in MIS and individual borrowers ledger

·         Immediately inform branch manager of any potential threats to portfolio and take immediate action as directed;

·         Carry out follow up of defaulted and overdue loans and assist colleagues in their default recovery and management;

·         Keep and regularly update client wise records and books;

·         Give feedback on improvement in policies and procedures and emerging needs of the client market.

·         Other assignment as directed by supervisor.

Job Details

Functional Area:
Total Positions:
1 Post
Job Shift:
First Shift (Day)
Job Type:
Full Time/Permanent
Job Location:
No Preference
23 - 35 Years
Minimum Education:
Degree Title:
Career Level:
Entry Level
Minimum Experience:
1 Year (Microfinance sector experience will be preffered.)
Apply Before:
Oct 10, 2016
Posting Date:
Sep 10, 2016
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Soon Valley Development Program

N.G.O./Social Services · 51-100 employees - Chakwal, Khushab

Soon Valley Development Program (SVDP) is a non-profit, non-governmental organization working for the socio-economic upliftment of the poor. It was established on 14 August 1996 and registered as a Company under section 42 of the Companies Ordinance, 1984.

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