Objective:

Sales & Marketing of Agriculture Products offered by the Bank; develop and maintain robust and

profitable Agri Portfolio in allocated branch(s).

Specific Responsibilities:

  • Undertake intensive tour of the area to identify potential customers; i.e. genuine farmers and people with small businesses to establish customer-banker relationship.
  • Ensure smooth processing of credit proposals and timely disbursement of approvals.
  • Responsible for management of Agri Portfolio of relevant Branch(s) by arranging regular markup/installment recovery, annual cleanup of loan, insurance coverage, timely reviews / renewals, audit compliance, adjustment of NPL’s to keep the portfolio current and updated in all respects.
  • Spot investigation/ physical verification of applicant(s) credentials and preparation of “Farm/ Field/Business Visit Report” at the time of introduction of proposal and conduct periodical visits of existing Agri customers to ensure proper utilization of funds and issue “End Use Certificate” in accordance with SBP’s directive.
  • Prepare/maintain MIS and provide required information to the management in timely manner.
  • Maintain liaison with Lamberdars (Heads of villages), Revenue Authorities (Patwari/ Tapedar/Tehsildar/ Mukhtiarkar/ Arazi Center/ PLRA) and local community to promote a working relationshipwith them to enable identification/ selection of genuine customers and timely recovery of bank’s dues.
  • Ascertain the status of security offered for the loan by the prospective borrowers, nature and state of any previous encumbrances on the collateral or existing indebtedness of borrower and verification of Agri: Pass Book/ revenue record by the concerned Revenue Office.
  • Arrange registration of financed tractor/ vehicle/ other assets (wherever required) as per CAD requirement.
  • Any other task(s) as assigned by the line management/ Agriculture Division/ higher management.

نوکری کی تفصیلات

کل عہدے:
25 آسامیاں
نوکری کی شفٹ:
پہلا پہر
نوکری کی قسم:
نوکری کا مقام:
جنس:
مرد
عمر:
18 - 30 سال
کم از کم تعلیم:
بیچلرز
ڈگری کا عنوان:
Preferably in Agriculture
کیریئر کی سطح:
نوآموز
تجربہ:
غیر تجربہ کار - غیر تجربہ کار
اس سے پہلے درخواست دیجیۓ:
ستمبر ۰۳, ۲۰۱۹
تاریخِ اِشاعت:
اگست ۰۸, ۲۰۱۹

Bank Al Habib Limited

بینکنگ / مالیاتی خدمات · 1001-1500 ملازمین -

Bank AL Habib was incorporated as a Public Limited Company in October 1991 and started banking operations in January 1992. DAWOOD HABIB GROUP, the sponsors of Bank AL Habib Limited have a very long track record of banking which dates back to 1920s. They were among the founder members of Habib Bank Limited. Under the privatization policy pursued by the government in 1991, DAWOOD HABIB GROUP were the first to be granted permission to set up a commercial bank. The Bank foresees itself to be amongst the leading Private Sector Banks contributing to the economic growth of the country and governed by prudent policies within a conservative framework that have been the hallmark of the Habib’s banking tradition. Chairman of the Board is Mr. Ali Raza D. Habib, who took over the position in May 2000, after the death of Mr. Hamid D. Habib, the founder Chairman. Mr. Hamid D. Habib, who was the grandson of the founder of Habib Group, and was a Director in Habib Bank Limited since 1954 and its Chairman from 1971 till nationalization. The Chief Executive is Mr. Abbas D. Habib, who took over the position in 1994, after the demise of Mr. Rashid D. Habib, the first Chief Executive of the Bank. Mr. Rashid D. Habib was the Managing Director of Habib Bank Limited from 1953 till its nationalization. The Bank has been rated as "AA+" for long-term rating and "A1 +" for short-term rating by the Pakistan Credit Rating Agency (Private) Limited (PACRA).

آپ کو کس حوالے سے برتری حاصل ہے؟

اپنے بارے میں ہماری پیشہ ورانہ رائے اور تقابلی جائزہ حاصل کیجیۓ
اپنی سی وی کو موءثر بنانے کیلئے ہماری ماہرانہ مشاورتی ٹیم سے رابطہ کریں
روزی پریمیئم کو آزمائیں
I found a job on Rozee!