FINJA Lending Services Limited is looking to recruit for a Credit Analyst who will ensure robust screening/due diligence process is positioned for lending segments & to minimize credit losses as well as portfolio management.

Main Responsibilities:

  • Loan screening and under-writing as per the defined policies mitigating all possible risks.
  • Coordinate with business, operations and other stakeholders for the resolution of discrepancies, case follow ups & resolutions.
  • Assist in carrying out periodic reviews to highlight process gaps and violations.
  • Constructive feedback to reinvent method of loan disbursement based on learning taken from existing loan behaviors.
  • Ensure prevention controls and monitoring processes are well in place for existing products as well as prior to the launch of new products or process.
  • Ensure to mitigate all possible risks pertaining to all lending segments. Ensure proper controls are suggested and implemented in different processes to minimize credit risk & frauds.
  • Also conducting external surprise visits as & when required such as agents, merchants and other locations in order to complete review/case investigation.
  • Formulate, update and maintain MIS of all lending cases reviewed and declined or processed.

The Ideal candidate should have:

  • Experience of risk management in the financial services industry is essential.
  • Proven leadership skills.
  • Sound communication and interpersonal skills
  • Ability to work under pressure.
  • Strong sense of accountability and Integrity
  • Ability to work with multiple and tight deadlines with a commitment to quality, accuracy and attention to detail
  • Strong written and verbal communication skills

نوکری کی تفصیلات

کل عہدے:
1 اشاعت
نوکری کی شفٹ:
پہلا پہر
نوکری کی قسم:
نوکری کا مقام:
جنس:
کوئی ترجیح نہیں
کم از کم تعلیم:
بیچلرز
کیریئر کی سطح:
تجربہ کار پیشہ ور
تجربہ:
2 سال - 3 سال
اس سے پہلے درخواست دیجیۓ:
دسمبر ۰۹, ۲۰۲۰
تاریخِ اِشاعت:
نومبر ۱۹, ۲۰۲۰

Finja

بینکنگ / مالیاتی خدمات · 263 ملازمین - لاہور

Finja is a new age financial services platform for professionals, merchants (Karyana shops) and SME businesses addressing their payments, collections and credit needs. Being friend of banks, Fls and merchants, we hold a unique position in the value chain enabling all actors in the eco-system to interact digitally

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