اکتوبر ۰۴, ۲۰۱۸ شائع ہوئی 4 نے دیکھا
Job brief
We are looking for a Credit Manager to oversee our company’s lending process, from evaluating clients’ creditworthiness to approving or rejecting loan requests.
Credit Manager responsibilities include creating credit scoring models, setting loan terms and determining interest rates. To be successful in this role, you should have a degree in Accounting or Finance along with experience processing loan applications. Previous banking experience is a plus.
Ultimately, you will help us minimize bad debts and increase revenues from loans.
Responsibilities
- Research and evaluate clients’ creditworthiness
- Create credit scoring models to predict risks
- Approve or reject loan requests, based on credibility and potential revenues and losses
- Calculate and set interest rates
- Negotiate loan terms with clients
- Monitor payments
- Maintain records of loan applications
- Follow up with clients to manage debt settlements and loan renewals
- Ensure all lending procedures comply with regulations
- Develop, review and update our company’s credit policies
Requirements
- Proven work experience as a Credit Manager, Credit Analyst or similar role
- Hands-on experience with accounting software
- Solid understanding of lending procedures
- Excellent analytical skills, with the ability to create and process financial spreadsheets (e.g. in Excel)
- Negotiation skills
- BSc in Accounting, Economics, Banking and Finance or relevant field
نوکری کی تفصیلات
Paint Chemicals & Petroleum Industry
pIts registered office at Lahore the metropolis of the province of the Punjab was established by Managing Director nearly 3 decades back. The areas of activities of the Company in the private sector cover the manufacturing of paints, adhesives, printing inks, oil and grease additives, special coatings for wood, glass, ceramic, metal, plastic, textile and shoes, thread The products of the Company gained remarkable market momentum due to their high quality coupled with sustainability. All this was achieved within a short span of time, of course with unabated strives. The management of the Company succeeded in building it’s infra structure in the field of the trading and concomitantly attained the higher pedestal as exporters covering the following commodities: - Football - Football Kit - Goal Keeping Gloves - Cricket and its accessories - Hand Balls - Track Suits - Leather Jackets - Leather Bags - Hockey - Rugby Balls This group of Companies with subsidiaries having its outlets/sale points at important cities of the country as well as in UK to expand its export business duly manned by the highly technical persons is now operating in a interwoven style thereby covering the whole market within and abroad. This Group has acquired a prominent place in the field of manufacturing of special quality Screen Printing Inks besides does indenting explorations to dig out good and reliable supplies. Such Inks are primarily intended for the sports goods industry of Pakistan which industry is concentrated in particular in the city of Sialkot. In precise even the manufacturers of Footballs and other Balls practically use the Inks manufactured by the Group. Such Inks as are being produced instantly constitute critical raw material for the sports products that are lifted by major international brands in the West. So far as coatings are concerned these are meant for use in the automotive repair while the other finishing coatings are applied and consumed in the various industries engaged in the production. Even the wood industry anxiously utilizes these coatings. In nutshell this Group of Companies rendering envious service with the fullest dedication and also earning foreign exchange and thus contributing considerably in building up the central exchequer of the country. In short the Group is well known within and abroad and is not novice in the international market. The financial soundness of the Group can well be authenticated from M/s. Bank Al Habib, M/s. Habib Bank Limited and M/s. Soneri Bank Limited being the bonafide Bankers of the Group. As enumerated hereinfore the Group is adequately augmented with a sizeable manufacturing unit being looked after by the highly ripened staff. It may not be amiss to add that the Group is deeply involved in the joint ventures with the Companies of renown both in Pakistan and abroad and it is expected that with the passage of time the Group should earn a new era of advancement. The above is a short resume of business activities of the named group of Companies as hereof given just to apprise you with the multifarious activates of the group with an intent to depict the present areas of export, indenting etc in which the Group is penetrating with the fullest care and involvement./p
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