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خلاصہ
I am a resourceful Manager with extensive experience in exceptional sales and business management leader with a focus on implementing strategies and programs resulting in increasing profitability, growing revenues and managing cost.
Proved instrumental in product development & management, business process re-engineering (product/ process/ procedure/ policies) & implementation, excel in addressing & delivering the customers’ needs by providing innovative & accustomed business & financial solutions. Develops the product strategy and hi-level roadmap with support from the Product Manager and input from the Business. Voice of the sponsor and customers (internal/external) and communicate the impact of product changes to key stakeholders Constantly liaison with cross functional departments i.e. legal, compliance, IT, operations, contact center, branches and other support networks to ensure the customer requirement are fully understandable and executed in order to achieve valued customer satisfaction, ensure quality services and overall bank given targets. Supporting & motivating the front-line staff by training & executing tactical sales incentive campaigns. Proposing product’s sales push & pull techniques through various marketing strategic tools.
My key skills include Product Launch • Financial Analysis • Budgeting & Controls • Product Performance Analysis • Feasibility Studies of new Products • Design, Review & Evaluation of Controls • Corporate Reporting, Auditing and Accounting • Cash flow Reporting • Feasibility Studies • Retail Banking Operations • Sponsors Management • Staff Training • Oral & Written Communication
My professional background and great industrial exposure coupled with an excellent track record makes me an ideal candidate for executive roles. As such I would welcome a discussion regarding opportunities with your organization that fit my background.
پراجیکٹس
تجربہ
Freelancer
· Utilized acute knowledge of industry and experience to write more than 2500 articles by identifying & assessing client needs, researching on the projects, & completing the projects within the stipulated time.
Freelance
Freelance
Freelance
Product Manager Corporate & Retail Banking Group
Product Manager
Product Manager Corporate & Retail Banking Group
Product Launch
Process Flows
Product Research
Financial Analysis
Budgeting and controls
Product Performance Analysis
Feasibility studies of new products
Design, review and evaluation of controls
Corporate communication
Product Marketing
Campaign Management
Sponsors Management
Staff training
Oral and written communication
MS office expert
Product Development & Management, Corporate & Retail Banking Group
Product Development & Management, Corporate & Retail Banking Group
Product Manager Retail Banking, Jan 2015 – Aug 2016
· On-boarded more than 20 exchange companies on board to increase the Remittance as per PRI initiative of SBP, managed four mega-sponsored events, also successfully launched three Takaful Products of EFU Hemayah.
· Managed significant challenges associated with emerging business by launching three Bancassurance products & gauging the overall performances, also implementing marketing push & pull strategies & tools to enhance sale.
· Created product awareness and identification to the existing client’s segment & formulate structure to capture new target markets by cost benefit analysis; also participated in the quarterly/ annual business reviews meetings.
· Rendered a keen eye for details to develop incentive campaigns for gauging product’s performances & motivate the staff, also made +20s sponsorships arrangements in various local & international magazines.
· Conducted regular portfolio performance analysis across customer base to optimize Non-Funded Income NFI.
Assistant Product Manager
· Launched deposit products, JS Platinum Business Account &Individual Product JS Premium Current Account.
· Crossed PKR 4.00 Billion Deposits with more than 8,000 JS Platinum Business Current Accounts in the first month.
· Conducted market research & developed Product’s proposals, Product’s papers, Product’s agreements, Conduct UAT’s, prepared Standard Operating Procedures, Product’s circular’s, SLA’s, Training materials
· Presented the Policies, Website content, Cost approvals and Marketing collaterals for the product launches.
· Reviewed and revised existing core capabilities and developed product strategies and sales action plans for Products
· Raise Business requirement specifications & change request within a cross functional department, launched Auto Finance, JS Gold Finance across the country, also launched three Takaful and two Bancassurance products.
· Monitored the products and services as per the regulatory requirements of SBP and SECP, also dealt with legal/ compliances, other departments and its concern for various products & services.
· Arranged product training of 3000 plus front line staff all across Pakistan, also added +5remittance partners.
· Developed incentive campaigns for gauging product’s performances , managed 5 mega sponsored events and more than 15 Sponsorships arrangements in various local & international magazines
· Launched JS Rupee Travelers Cheques, JS group investment & trading products steered efforts to process more than 15,000 Western Union Remittance transactions-Eidi for Customers Campaign.
· Acknowledged by senior leadership and rewarded the Bonus Award in enhancing Remittance business in Oct, 2014
· Added more than five Remittance partners
Marketing Strategy & Business Support Professional
· Inducted in business support in 2011 and amplified sales through Retail Banking products viz Deposits, Assets, Remittance & Bancassurance/ Takaful products.
· Launched various categories of financial products Auto Finance, JS Gold Finance & gauging the overall performances
· Implemented marketing push & pull strategies & tools to enhance sales by implementing best practices.
· Performed duties as technical overlay to conduct five Bancassurance Sales Convention.
Deputy Director
Project Management
