 Scrutiny of secured & unsecured loan.
 Coordinate with RRU and sale team for resolution of declined and discrepant loan application. 
 Coordinate with collection department for payment behaviour of existing            and repeat cusomter.
 Income calculation through bank statement.
 Deviation and recommendation handling.
 Generating application score & nadra verisys on all credit files.
 Debt burden ration calculation through different credit reports.
 Conduct internal & external verification. 
 Data entry of loan application in LOS (Loan Originating System).
 Ensure that all required documentation is completed.
 Ensuring and checking the advice of sanctions.
 Identification of PEP & Compliance check.
 Coordinate with FRMU for investigation of fraud cases founded by ciu.
 Ensure that SBP prudential regulation is being complied with loan application. 
 Identification of increase business risk,geographic risk,negative business and          negative company check.

Deputed at Faysal Bank Limited in credit initiation unit.

Deputed at Tameer Micro Finance Bank as a Customer Service Officer.
•Open new accounts, issue cheque books, atm card and atm pin to the customer.
•Documents preparation of tameer sarmaya qarza.
•Promote bank products and services.