EXPERIENCEAskari Bank Ltd. Grade AMG (23 Sep 2023 - Till Date)Position Area Sales ManagerDealing in 4 Products (AKBL Credit Card, Personal Finance, Auto Finance & House Morgege)Duties & ResponsibilitiesWorked in all areas of Nawabshah District including 10 Branches.Every month I get in touch with to All areas Consumer Sales Officer for achieve the givenbranch target.Every month check & retrieve all rejected cases on daily basis.Regarding AKBL Autos Deals with All 3S Dealers & Non-3S AKBL Authorize Dealers.

➢ To achieve agreed Liability and Wealth Management targets with Branch Manager.
➢ 100% Customer Due Diligence.
➢ To increase the cross sell ratio, making calls to existing customers to sell range of products.
Targets will be allocated for cross selling. Targets will be introduced for minimum calls per
day and performance will be evaluated on number of products sold to existing customers.
➢ Providing quality customer service to create goodwill for the bank and ensure loyalty and
retention.
➢ Replace Branch Manager/Assistant Branch manager in their absence.
➢ Acquire new deposit business in the assigned territories and develop relationships to expand
customer base within private banking.
➢ Solicit new liability/deposit accounts & subsequently arrange to generate deposit volumes.
➢ Handle and Maintain existing customer banking portfolio and manage their daily operational
requirements.
➢ Expand and retain relationships-profile new and existing clients to ensure cross-sell of
deposit, credit and other bank products.
➢ Identify large business opportunities and refer more complex customers to the Head of
Liabilities.
➢ Cross sell ancillary business products and prospects to extract non funded income from the
deposit relationships

➢ To achieve agreed Liability and Wealth Management targets with Branch Manager.
➢ 100% Customer Due Diligence.
➢ To increase the cross sell ratio, making calls to existing customers to sell range of products.
Targets will be allocated for cross selling. Targets will be introduced for minimum calls per
day and performance will be evaluated on number of products sold to existing customers.
➢ Providing quality customer service to create goodwill for the bank and ensure loyalty and
retention.
➢ Replace Branch Manager/Assistant Branch manager in their absence.
➢ Acquire new deposit business in the assigned territories and develop relationships to expand
customer base within private banking.
➢ Solicit new liability/deposit accounts & subsequently arrange to generate deposit volumes.
➢ Handle and Maintain existing priority banking portfolio and manage their daily operational
requirements.
➢ Expand and retain relationships-profile new and existing clients to ensure cross-sell of
deposit, credit and other bank products.
➢ Identify large business opportunities and refer more complex customers to the Head of
Liabilities.
➢ Coordinate with other related departments such as Treasury, Branch and IT to perform
transactional requirements of the priority banking clients.
➢ Cross sell ancillary business products and prospects to extract non funded income from the
deposit relationships.
➢ Ensure compliance of Internal, External and Central Banks regulatory audit requirements
associated to liability accounts.

➢ To achieve agreed Liability and Wealth Management targets with Branch Manager.
➢ 100% Customer Due Diligence.
➢ To increase the cross sell ratio, making calls to existing customers to sell range of products.
Targets will be allocated for cross selling. Targets will be introduced for minimum calls per
day and performance will be evaluated on number of products sold to existing customers.
➢ Providing quality customer service to create goodwill for the bank and ensure loyalty and
retention.
➢ Replace Branch Manager/Assistant Branch manager in their absence.
➢ Acquire new deposit business in the assigned territories and develop relationships to expand
customer base within private banking.
➢ Solicit new liability/deposit accounts & subsequently arrange to generate deposit volumes.
➢ Handle and Maintain existing customer banking portfolio and manage their daily operational
requirements.
➢ Expand and retain relationships-profile new and existing clients to ensure cross-sell of
deposit,credit and other bank products.
➢ Identify large business opportunities and refer more complex customers to the Head of
Liabilities.
➢ Cross sell ancillary business products and prospects to extract non funded income from the
deposit relationships.

UBL Bank Limited. (Consumer PB Cross Sales) 04-Nov-2010 To 25-Nov-2014
Dealing in 03 Products (UBL Drive Cash Plus & Credit Card)

Responsibilities

Worked in all areas of Hyderabad District including 24 Branches.
I divide my given target into all my respective cities branches as well.
In month end I visit Karachi for check & retrieve our cases and convert them into booking.
Regarding UBL Autos Deals with All 3S Dealers & Non-3S UBL Authorize Dealers.