SANAULLAH SHAIKH
Flat A-11 FL-20 Karachi Appartment Gulishan e Iqbal Block-11 KARACHI
Email Shaikh.sanaullah21yahoo.com Mobile 92304-2623276,0311-1340319
A resourceful, driven and dynamic professional with a unique combination of skills and capabilities acquired during studies and work experience. Works effectively on own initiative with the organisation and time management required to complete assignments on time, within budget and to the required quality standard. Enjoys being part of a successful and productive team and thrives in highly pressurised and challenging working environments.
Currently pursuing a position that will make best use of existing skills, experience and academic achievements, and provide opportunity for further professional development.
Career Summary
11 May 2017 to Present Relation Ship Officer
UMicrofinance Bank Pvt. LTD
Jan 2016 to 10 May 2017 Assistant Credit Officer
FINCA Microfinance Bank Pakistan Pvt. LTD
To analyze potential loan markets and develop referral networks to locate prospects for loans.
To find potential clients, individuals, or businesses in need of loans.
To help clients to apply for loans and review loan agreements to ensure that they are complete and accurate according to banks policy.
To analyze and verify the application to determine the clients worthiness.
To get the approval of BCC before disbursement of loan amount.
To submit applications to credit risk officer for verification and recommendation.
To disburse the loan after complete satisfaction of related formalities.
To compute payment schedules and make sure client understand it.
To educate the customer to pay the installment at banks counter.
To handle customer complaints and take appropriate action to resolve them.
To manage the repayment schedules of customers for timely recovery of their monthly installments.
To build a good rapport with clients to make him/her repeat client.
To follow up on delayed installments.
To initiate collateral liquidation if a client defaults on a loan.
To prepare reports to send to customers whose accounts are delinquent, and forward irreconcilable accounts for collector action.
To prepare daily activity report to be sent to the BM.
To achieve targets as per branch daily/weekly/monthly score card.
Skills
Credit and Collection/Deposit
EMBA Continue, Sindh Institude Of Management Technology Malir Campus Karachi
M.A Shah Abdul Latif University Khairpur Sindh Awaiting Result
BA (2009), Shah Abdul Latif University Khairpur Sindh
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IT skills Microsoft Office Suite and Windows operating systems, Matlab
Languages English, Urdu, Sindhi Fluent
REFERENCES ARE AVAILABLE ON REQUEST
Monthly Target Acheive Disburstment and Monthly Collection....