خلاصہ

Anticipating a challenging position in a reputed and progressive institution, where my professional skills and abilities would be assets. To utilize my knowledge and skills for the exploration of new horizons and work with commitment. To present my profile in order to be consider for any suitable position, in your esteemed organization which I aspire to undertake for career growth and prospective.

تجربہ

کمپنی کا لوگو
Loan Officer ME, House Loan and Agri Plus loan (Rejoin KBL)
Khushhalibank limited
اکتوبر ۲۰۲۰ - موجودہ | Mian Chunnu, Pakistan

Manages the Same business loan as i was managing in 2018 but the addition is that now looking after the business loan EMI up to 2million ,House loan a Govt Subsidies scheme  ( Mera Ghar Mera Pakistan) up to 2Million and Agriculture Plus loan of new and used Tractor.

کمپنی کا لوگو
Agriculture Finance Officer
Habib Bank Limited
ستمبر ۲۰۱۸ - جون ۲۰۱۹ | Okara, Pakistan

I was managing the Agricultural loans

کمپنی کا لوگو
Agriculture Finance Officer ( Assistant Manager)
Habib Bank Limited
ستمبر ۲۰۱۸ - جون ۲۰۱۹ | Okara, Pakistan

Manages the Agriculture Loan. Disburse the Agri loan and Also manages the Recovery.

کمپنی کا لوگو
Loan officer MSME
جولائی ۲۰۱٦ - اگست ۲۰۱۸ | Khanewal, Pakistan

I was managing the city area business loans

کمپنی کا لوگو
Loan Officer MSME (Micro Small and medium Enterprises)
Khushhalibank Microfinance Bank limited
جولائی ۲۰۱٦ - اگست ۲۰۱۸ | Khanewal, Pakistan


1) Identify new MSME/ small business enterprises in the assigned area. Assess their loan requirements based on customer need and present appropriate loan proposals to the credit committee for approval.
2) Develop and analyze financial statements of the MSMEs in order to access the financial soundness of the business and his repayment capacity.
3) Conduct loan appraisal, collect and verify detailed information (personal, business, guaranties and collateral pertaining to MSMEs) to open new MSME loan accounts.
4) Prepares and execute loan contracts and arrange for disbursement of loan.
5) Receive feedback of MSME clients for product enhancements and new product requirements.
6) Gain insight on competitor\'s product offerings for MSME clients and provide feedback to the line manager.

کمپنی کا لوگو
Assistant Manager coffee shop and restaurant
Options international coffee shop
جون ۲۰۱۵ - جون ۲۰۱٦ | Lahore, Pakistan

Was managing the hotel sales and managing the audit of hotels

کمپنی کا لوگو
Assistant Manager Of Options Coffee shop & More
Options restaurant coffee shop & More
جنوری ۲۰۱۵ - جنوری ۲۰۱٦ | Lahore, Pakistan

Major job descriptions is to Manage the daily sales, pressure of work, all shifts, Achieve the target and experience of cash handling software Solution hut. Manages teams during scheduled shifts including daily customer interaction and satisfaction, staff performance, scheduling, planning, product quality, & cleanliness.

کمپنی کا لوگو
Internship
Bank Alfalah Limited
جولائی ۲۰۱۴ - اگست ۲۰۱۴ | Mian Chunnu, Pakistan

During my internship program, I mainly worked with These departments:
1- Credit
2- Accounts
3- Collection
4- Operation

کمپنی کا لوگو
Loan Officer ME
Khushali Microfinance bank
اکتوبر ۲۰۲۰ - جنوری ۱۹۷۰ | Mian Chunnu, Pakistan

Currently I am Managing the house loan, Agriculture loans, Agri Implements and agri tractor loans as well as personal loans.

تعلیم

Bahauddin Zakariya University
بیچلرز, , MBA‎
CGPA 3.2/4
2015
Bahauddin Zakariya University
ماسٹرز, ماسٹرز ان بزنس ایڈمنسٹریشن, MBA‎
Business Management, Finance, Management Sciences (Accounting Finance), Field Crop Physiology, Internet Applications
CGPA 3.2/4
2015
Bahauddin Zakariya University
ماسٹرز, بیچلرز ان آرٹس, B.A‎
فی صد 66%
2011
bise multan board
انٹرمیڈیٹ / اے لیول, , I.Com‎
Accounts and Maths
فی صد 71%
2009
BISE Multan
نان میٹرک, Matric in Arts‎
مکمل
2006
bise multan board
میٹرک / او لیول, , Matric in Arts‎
Arts
فی صد 51%
2006

پیشہ ورانہ مہارتیں

متوسط Accoounts Management
ماہر Accounting Skill
متوسط Accounts Administration
ماہر Administration Knowledge
متوسط Administrative Skill
ابتدائی Advisor
متوسط Agricultural Marketing
متوسط Analytical
ماہر Analytical Reports
متوسط Analytical Skills
ابتدائی Black Box Testing
متوسط Branch Management
ابتدائی Branch Operation Management
متوسط Branch Operations Management
ابتدائی Brand Activation
متوسط Brand Awareness
ابتدائی British Accents
ماہر Business Development Strategies
ماہر Cash Collection
متوسط Cash flow Managment
ماہر Cash Handling
ماہر Channel Sales Development
ماہر Client Followup
متوسط Committed to Customer Services
ابتدائی Communication Distributor Handling
ابتدائی Communication Skill
متوسط Compensation Management
ماہر Competitors Analysis
ماہر Complaint Management
ماہر Coordination and Follow Up
ابتدائی Corporate Finance
متوسط Credit Proposals
متوسط Cross Cultural Communication Skills
ماہر Cross Team Communication Skills
متوسط Cross-Cultural Communication Skills
ماہر Customer Acquisition
ماہر Customer Relations Management
متوسط CVs Screening
متوسط Data Managing
متوسط E-Business Suite
ماہر ECM transactions
ماہر End To End Sales
ابتدائی Exceptional Writing Skills
متوسط Executive Presentation Skills
ابتدائی Export Development
ابتدائی Extrovert
ماہر Field Sales
متوسط Financial Analysis
متوسط Financial Management Skills
ابتدائی Financial Operations

زبانیں

ماہر اردو
ماہر پنجابی
متوسط انگریزی

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