As per attached resume.

»      Perform all activities, as assigned by the reporting authorities, in compliance with local/ foreign regulations, Doha Bank’s policies and approved Credit Administration policies and procedures.»      Constantly monitor to ensure that the Credit Risk, Credit Administration, Credit Control and Corporate/Retail Recovery/Collection processes are operating effectively and efficiently toward achieving high operating standards.»      Review and evaluate all the corporate credit proposals and recommend as per Bank\'s policy for approval by the appropriate authorities, ensuring limits are kept valid.»      Conduct periodic review/monitoring of the corporate portfolio (including contracting, project/structure financing, Real estate, trading,commercial etc.) to maintain credit quality and advise on initiating remedial action for assets showing signs of delinquencies.»      Ensure that corporate risk remain within the boundaries established by the Bank at all times.»      Ensure submission of various risk and other reports on timely basis at agreed frequency.»      Attend to CBUAE requirements pertaining to Credit & Risk (including ICAAP and Basel) for UAE Operations and liaise with Branch Finance and HO - Financial Risk Management for timely submission of CBUAE requirements.»      Preparations and submission of statements under IFRS 9 to Regulators/BOD/CBUAE/Other stakeholders.»      Elevate specific risks to senior management on a timely basis and liaise with all other business functions, as applicable, to ensure strong risk management of the portfolio.»      Attend to CBUAE Examiners, and Internal and External Auditors with respect to Credit and Risk matters.»      Contribute towards the existing policies/ procedures in light of changing market conditions, Basel Committee recommendations and Central Bank regulations and guidelines.

Role:End to end credit risk analysis that involves corporate credit portfolio of various Industry business segments (i.e., Contracting, Project/Syndicate/Structure Financing, Real estate, Trading, GREs, MNCs, Commercial/SMEs etc.)  and across different geographic locations (i.e., UAE, KSA, Qatar, Kuwait, Egypt, China, Nigeria).»      Appraisal and risk analysis of the credit limits & presentation of quality proposals/credit notes to Credit Committee with recommendations for approval.»      Structuring financing proposals to attain the proper alignment of interest of client in line with established underwriting/credit policies and guidelines, giving consideration to risk elements, asset type and value, client’s legal and ownership structure, management depth and experience.»      To regularly monitor quality of portfolio and to impose restrictive/ negative / trigger clauses, if required, for stricter monitoring/Early Warning Signals in consultation with the Business Unit.»      Liaison/interaction with Relationship Management Teams, Country Heads/Departmental Heads/Group Heads, Credit Committee members, Credit Administration Dept., Trade Finance Services Dept. etc.»      Support the Group Head-Credits/Chief Credit Officer in establishing and embedding a strong risk management culture, which promotes good and thorough analysis, sound judgment, undoubted integrity of processes and decisions, well thought out flexibility and appropriate balance between risk and reward, within the bank.»      Preparation & amendments in the credit policy manual and other relevant issues related to credit management & monitoring.»      Preparations and monitoring of statements under IFRS 9.Achievements:»      Part of Team who successfully design, construct and implement project on “AUTOMATED CLPs”.»      Part of Team who successfully replaced “In-house Risk Rating System” with “Moody’s Risk Rating Module”.»      Part of “Head Office Credit Committee-HOCC chaired by President &

Credit Risk portfolio of USD 5-6 Billion.

As per attached resume.

Credit portfolio of PKR 8 Billion.