I have work experience in different industries, flour industry, Education and other finance company. I did M.Sc. in Mathematics in year 2007 from Quad-i-Azam University Islamabad, Pakistan, which is in top Five Universities of Pakistan, Afterwards I have been working with Agha Khan Education System and visiting lecture FUUAST, and currently I am working with Mawarid fiance PJSC Company Dubai since 2012
I have complete grip on my subject and accounting and financing; along this I am good in MS-Office, Internet Browsing etc,
Reviewing financial statements, credit reports, and applicable ratios.
Review release of offer letters related to Auto and Commodity Murabaha.
Authorize finance release (Auto Murabaha & Commodity Murabaha (micro finance, national bond financing, invoice financing)
Monthly review of settled accounts and overdue accounts.
Maintaining MIS for funded and non-funded accounts, deviation, waivers, deferments
Ensure that all documents are consistent and as per Central Bank guidelines.
Issue Monthly Management Report to be reviewed by Head of Operations.
Handling team of 4 in direct supervision related to day to day transaction and maintains weekly error report for team members.
Responding to central bank circular notice as per requirement.
Handling approval/payment of Labour guarantees issuance & cancellation on Ministry of Labour.
Maintaining daily MIS for labour guaratees issued, cancelled and amendment.
Preparing MOU agreement for labour guarantee & WPS.
Supervise the release of Clearance Letter, Liability Letter, NOC Letter, Statement of accounts, Balance Confirmation and Online Mortgage Release.
Handling custodianship for retrieval of security cheques for settled accounts & File Storage.
Handling daily authorization of DDA (Direct Debit Authority)
Authorizing day to day WPS request from internal clients and various Money Exchanges and typing centres.
Handling authorization for opening of ojoor account, business current account, settlement account and margin account.
Supervising the OD accounts and getting it regularized on day to day basis.
Daily authorization of cheque issuance for funded and non funded operation.
Coordination with sales dept for clarification on application.
Act as a referral point for escalation / credit reviews / inputs to Business teams.
Provide training for new joiners in the department in line with credit policies and sharia.
Preparing formal reports for escalation to Compliance.
Conduct UAT WPS system and core banking system Flexcube.
Instructor of MATHS AND STATISTIC
Preparation of vouchers computerized
Control of Accounts Receivable and Accounts Payable
Maintaining of Ledgers
Petty cash, Bank and General Ledgers
Preparation of Monthly Bank Reconciliation
Inventory control of Raw Material Goods
Inventory control of Half Finished Goods