خلاصہ

14 years of progressively responsible experience in Non-Govt Organizations, Microfinance Institutions, BANKS, and INGOs.Having sound knowledge of the non-govt development paradigms and program management skills.My key competencies are:

  • Portfolio Management
  • Sales Management.
  • Recovery Management
  • Financial Management
  • Warehouse Management
  • Team Management
  • Report Writing

پراجیکٹس

Mutual Economic Development Project
SLBAP. Sustainable Livelihood Barani Areas Project

تجربہ

کمپنی کا لوگو
Area Recovery Manager
Pak Oman Microfinance Bank
اکتوبر ۲۰۲۲ - موجودہ | Gujranwala, Pakistan

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کمپنی کا لوگو
AREA MANAGER
AGAHE PAKISTAN
اگست ۲۰۲۱ - موجودہ | Burewala, Pakistan

کمپنی کا لوگو
Branch Manager
NRSP Microfinance Bank LTD
نومبر ۲۰۱۹ - اگست ۲۰۲۱ | Hujra Shah Muqeem, Pakistan

کمپنی کا لوگو
Branch Manager
Rural Community Development Programmes
جولائی ۲۰۱۸ - اکتوبر ۲۰۱۹ | Nankana Sahib, Pakistan


کمپنی کا لوگو
Program Officer
Helping Hand For Relief & Development
اکتوبر ۲۰۱۵ - فروری ۲۰۱۸ | Islamabad, Pakistan


Managed Microfinance Operation with 16 field offices in 4 Provinces of Pakistan. Sindh, South Punjab, Baluchistan, KPK & AJK. Manage the Program and compliance with all policy manuals and other policy guidance operational Procedures. Program Risk Analysis, Portfolio risk analysis, and actions against risks. Monthly planning with fields staff to Achieve given target. 

کمپنی کا لوگو
Field Manager
Damen Support Progarm
مئی ۲۰۱۴ - اکتوبر ۲۰۱۵ | Lahore, Pakistan

Managed branch operations including marketing/sales efforts, business analysis and client screening, loan disbursements, payment collection, savings (if applicable), etc.
Participate actively in credit operations and interaction with clients; spend time in the field in direct contact with credit teams and clients.
Submitting Closing to Area Office on monthly basis.
Cascade branch targets to staff and regularly track and review performance and productivity.
Approve loans up to amounts specified in credit manual for the position and personal credit approval limits.
Managed branch level administrative department to support operations
Ensure Appraisal visit to the borrower to verify the information provided by the field staff regarding the recommendation of loan.

کمپنی کا لوگو
District Project Manager
Women Development Program
فروری ۲۰۱۲ - جنوری ۲۰۱۴ | Narowal, Pakistan

Managed District Level Micro finance and enterprise development Project.

Plan Quarterly Disbursement targets.
Cascade branch targets to staff and regularly track and review performance and productivity.
Implemented the processes of loan distribution, Recovery and monthly meetings in accordance with established policies.
Ensure office discipline and office hygiene.
Manage and supervise District HR, Finance, admin and their activities.
Preparing planning mechanism for the field activities.
Operational Risk Management and portfolio Management.
Regular group meeting and group audit.
Arrange daily meetings with COs and discus daily plans.
Giving directions to COs for smooth implementation of program.
Community follow-up visits.
Recovery status and record maintenance.
Provide regular feedback on competitor activities to Program Manager.

کمپنی کا لوگو
Social Organizer
Punjab Rural Support Programme (PRSP)
اکتوبر ۲۰۰۷ - دسمبر ۲۰۱۱ | Gujrat, Pakistan

Managed SMT operations regarding Micro finance and CPI Schemes in District Gujrat

Village Profiling
Social Mobilization and CO formations
Managed Microfinance in 11 Union councils in field,
CPI management
Introducing Program of saving, capital formation and skill development.
Training concerned local persons in maintaining records ,organizing savings, and
To ensure one hundred percent recovery of amount due from Cos.
Facilitate engineering staff in identifying community physical infrastructure schemes and implementation.
Managed PRSP intervention such as CPIs through Community Partnership etc.
Ensure 100% coverage in village of concentrated union councils for self-managing, Self-sustaining and financially viable institution at grassroots level.

تعلیم

University of the Punjab
بیچلرز, , Bachelors in Commerce‎
Accounting & Finance
2006
Government College University
انٹرمیڈیٹ / اے لیول, , F.Sc.‎
Biomedical
2003

پیشہ ورانہ مہارتیں

ماہر Accounting Skills
ماہر Accounts Administration
ماہر Accounts Finalization
ماہر Accounts Finialization
ماہر Accounts Payable
ماہر Accounts Payments Handling
ماہر Accounts Production
ماہر Accounts Receivable Command
ماہر Accounts Receivable Skills
ماہر Accounts Reconciliation
ماہر Area Management
ماہر B2B Business Development
ماہر Branch Management
ماہر Budget Compliance
ماہر Business Analysis
ماہر Business Development
ماہر Business Development Skills
ماہر Business Portfolio Management
ماہر Business Recovery Planning
ماہر Business Strategy
ماہر Campaign Management Tools
ماہر Client Acquisition
ماہر Comparative Market Analysis
ماہر Compliance Assurance
ماہر Cooordination Skills
ماہر Craft Command
ماہر Credit Collection Recovery
ماہر CRM Analysis
ماہر Data Analysis
ماہر Deposit Growth
ماہر Digital Sales
ماہر Employment Forms Processing
ماہر ERP Command
متوسط Event Marketing Strategies
متوسط Export Consignments
ماہر Export Development
ماہر Financial Accounting
ماہر Financial Reports Management
ماہر Financial Statements Management
ماہر Forecasting
ماہر Funds Management
ماہر Global Business Development
ماہر Government Relationship Management
ماہر Human Recource Management
ماہر Human Resource Planning
ماہر Indirect Sales Channels
ماہر Institutional Portfolio Management
ابتدائی International Business Exposure
ماہر Inventory Control
ماہر Job Applications Processing

زبانیں

متوسط انگریزی
ماہر اردو