Over 8 years experience in Preparing of Accounts, Managing Finance, Book keeping for Tax, Utilization of credit lines from the Bank, Market Analysis financial Analysis, cash management, management and administration of clients accounts, Reporting and Inter departmental liaison in the Financial Services Industry, documentation preparation and for various purposes. Consolidation of different companies accounts including marriage halls, hotels, leasing company, manufacturing company.
• Looking for the financial need of the Company
• Cashflow projections
• Dealing with export customers
• Liaison with the Production Manager
• Taking orders and negotiating prices
• Profit & Loss Analysis
• Dealing with the Banks
• Reviewing of Accounts
• Dealing with Auditors
• Reporting to CEO
• Preparation of Profit & Loss Account on monthly basis
• Preparation of monthly Closing Inventory Reports
• Carrying out Financial Analysis including comparing budgets with actual results and reporting variances, Liquidity and Gearing Analysis
• Accruals and prepayments management along with their reconciliation
• Receivables management by producing different reports and analysis
• Analysis of Cash Flows
• Book keeping for Tax Records
• Dealing with National and International Banks and Insurance Companies
• Making and advising strategic opinion
• Preparation of Cash flows for current and Future years
• Making future plans the Company
• Consolidation of Accounts (Dubai & Pakistan office)
• Looking for the financial needs of the company
• Making decision on the basis of financial position
• Assigning goals to the team member
• Review of Bank Reconciliation statements
• Proposals for the Banks
My responsibilities included the following
• Working as Relationship Manager with prime responsibility of generating new leads and business and also catering the requirements of existing portfolio.
• Obtain market intelligence on the new business and establish network of clients.
• Meet new customers to introduce the Bank’s value proposition, products and services.
• Determine the financial needs of the customer while understanding the business cycle of the company and then advising Bank’s product to the customer to suit their financial needs.
• Write Business Credit Application ensuring quality of data and structure of the transaction encompassing the credit and operational policies.
• Servicing the customers for all their financial needs by establishing optimal business solutions.
• Write Business Credit Application ensuring quality of data and structure of the transaction encompassing the credit and operational policies.
• Make regular visits to the Manufacturing facilities/Inventories of the customer to ensure proper utilization of extended facilities in order to build strong and smooth banking relationship.
• Make pro- active approach to streamline non-performing customers.