1. Maintain current understanding of money laundering and terrorist financing issues, including policies, procedures and regulations.
    2. Supervising the screening of names/sanctions monitoring using safe-watch (filtering software) against local / internal as well as external lists (OFAC, UN, EU etc.) to ensure that potential matches are reviewed & investigated for screening real-time payments (SWIFT/ Remittance) as well as new customer relationships.
    3.  Assistance to Head of Sanctions screening and “MLRO” in meeting AML Unit obligations in terms of regulatory requirements, AML/CFT policies & procedures.
    4. Timely execution of instructions received from Head of Sanctions Screening and AML/CFT Unit.

Preparing financial statements in accordance with applicable financial reporting frame work.
Assisting audit clients in implementation of IFRSs and advising them in making complex adjusting journal entries.
Recalculation of provision of income tax for the year.

Checking bank reconciliations.

Rechecking ageing analysis for receivables and payables balances.

Tracing fixed assets appearing in general ledger into fixed assets register.

 Preparation of Financial statement (Profit & Loss, Balance Sheet).
 Preparation of weekly funds in-flows and out-flows statement and ensure availability of funds in bank.
 Preparation of purchase order, Check the supplier invoices and making payments as per aging.
 Preparation of Delivery challan, Gate Pass, Invoices of customer and follow up for Receipts.
 Review the Trial Balance and monitor all controlling ledgers i.e Sales, Purchase, etc
 Passing monthly Accruals and Defers i.e Rent, Utilities, Prepared expense, Purchase invoices etc
 Preparation of all types voucher i.e Payments, Receipts & Journal voucher.
 Preparation of monthly bank reconciliation.
 Preparation of monthly payroll and it’s disbursement.
 Keeping the record of Imports and preparing the landed cost of it.
 Preparation of ST & WHT challan and payments to FBR, Providing tax certificates to supplier.
 Keeping the record of Input & Output sales tax and providing requisite data to consultant for monthly sales tax return.
 Filling& WH statement filling U/S 165.
 Controlling records of inventory review monthly stock report and do physical audit on random basis.
 Maintaining the fixed Assets register and ensure its tagging.
 Making Schedules for Annual Audit with CFO.
 Dealing with banks, Supplier, Customer resolving their queries and issues if any.
 Maintaining charts of accounts in system and keep the financials information in secrets.
 Any other task assigns by immediate CFO/Director.

• Check all daily transactions/postings undertaken, for accuracy and completeness and that the reporting of activity is done after duly checking and signing the daily postings sheets for audit trail & risk assessment.

• Conduct periodic review of relevant GL heads for balancing and reconciliation according to audit guidelines and ensured compliance of regulations controls and procedures according to audit requirements.

• To ensure healthy coordination with internal and external auditors.

• Understand and comply with Bank procedures and practices in line with bank policies & regulatory guidelines for audit.

• To keep abreast of all relevant circulars and updates on Bank policies & operations manual as well as regulatory guidelines and maintain proper checks on transactions at and w.r.t KYC , AML & audit aspects & ensure customers servicing is undertaken in conformity of the audit guidelines.

• Designed and implemented plans that evaluated and safeguarded assets and controlled risk.

• To ensure understanding of the ISMs (Internal Service Measures) are adhered to and all transactions are processed within the assigned TATs (Turn around Time)

• Managed follow-up on audit results and implemented necessary resolutions.

• Identify customer needs and market bank’s products accordingly.

• Coordinate and conduct regular meetings with CSM to discuss & resolve daily issues and plan for current day.



• Coordinate with the Deposit Marketing Officers on a regular basis so that services standard is maintained and assigned TATs are met.

• Takeover deposit portfolio from Deposit Marketing Officers after 3 months, to deepen the same, and further strengthen the customer relationships.

• Recommend systems and procedures for continuous improvement in service quality.

• Responding to customer queries w.r.t products, Account Opening / formalities, KYC maintenance & customer Due diligence as per the operations manual & PR( M1-M5)

• To keep abreast of all relevant circulars and updates on Bank policies & operations manual as well as regulatory guidelines and maintain proper checks on transactions at and w.r.t KYC & AML aspects & ensure customers servicing is undertaken in conformity of the guidelines.

• To ensure healthy coordination with customers.

• 8- To ensure all transactions are processed within the assigned TATs (Turn around Time)

• 9-Provide assistance to customers on Account opening process , cash deposit/ withdrawal, cheque deposit, Fund transfers, Balance enquiries and other related Bank’s services & products.

• To educate customers on the use of “Comments Cards” for their complaints/queries and concerns.

• Record and respond to all customer queries, complaints and feedback and escalate critical complaints to CSM for resolution.

• Process & issue remittance instruments (Pay orders, pay slip, demand Draft, Online transactions) requested for issuance in transfer as input level, as per operation manual/procedure.

Ensure properly undertaking of general banking services including:

 Issuance of token wherever necessary due to manual cash operations
 Lodgments and settlements of Outward Bills for Collection
 Stop payments
 Record keeping, update respective monthly balancing along with necessary prescribed compliance measures.
 Issuance , payments, balancing of pay order, Demand Draft/ etc
 ATM claim settlements
 Internal transfers/online fund transfer
 Assisting in inward & outward FCY remittance transactions other than foreign trade transactions.