نومبر ۲۳, ۲۰۲۰ شائع ہوئی 62 نے دیکھا
Business Growth (60%)
- Implements activities related to enrolment of potential MSME loan borrowers, advising to Bank’s customers on the issues related to loan types and lending terms.
- Develops and analyzes socio-economic and financial statements (cash flow, income statement etc) of the customer in order to access the financial soundness of the business and his repayment capacity.
- Summarizes necessary documents due to enrolment in loan issue and prepares loan packages.
- Submits loan applications for consideration to defined line management as per set TATs.
- Gains insight on competitor's product offerings for MSME clients and provide feedback to the line manager
Portfolio Management (30%)
- After provision of the loan, implements its monitoring in compliance with internal legal regulations of the Bank until the whole maturity of the loan.
- Maintains continuous contact with MSME clients so that loan and repayment is recovered on timely basis or through other elements included in Telenor bank’s distribution channel.
- Implements supervision over loan portfolio serviced by position holder. In case of the existence of a problematic loan undertakes measures for disclosing and resolving the problem, after consulting with line management with in branch or region or head office level.
- Execute identification within the framework, monitoring of the clients and carry out other activities stipulated by the internal regulations of the Bank.
· Collect recoveries and increase non cash recoveries using easy paisa channels.
Compliance (10%)
- Conduct, complete and process MSME loan booking / documentation in strict compliance with Telenor bank’s policies, procedures and ethical standards.
- Thoroughly review of Telenor Bank’s policy & processes to understand products and processes.
- Implements possible risk evaluations related to lending obligations of the customer and maturity of loans.
- Responsible for sales and recoveries without involving any outside person or activist against sharing of incentives or kickbacks.
- Incumbent shall be responsible to adhere by Telenor Microfinance Bank behaviors (Be Respectful, Keep Promises, Always Explore and Create Together) in all aspects of his/her work conduct.
نوکری کی تفصیلات
Telenor Microfinance Bank
pstrongOverview/strong/ppTelenor Microfinance Bank Limited is jointly owned by Telenor Group, the leading telecommunications company across Scandinavia and Asia with 174 million customers, and Ant Financial, the operator of the world's leading payment and lifestyle platform Alipay that's also an affiliate company of Alibaba Group. It is the first scheduled microfinance bank of Pakistan that provides a range of innovative banking solutions./ppTelenor Microfinance Bank created history in 2009, when it launched Easypaisa, Pakistan’s first branchless banking platform and the country’s only GSMA mobile money certified service. With the largest footprint in the country, Easypaisa has since then evolved into a digital lifestyle enabler which is leading the fintech revolution in Pakistan./ppMotivated by its strongvision of ‘transforming the financial landscape of the country’/strong, Telenor Microfinance Bank is on stronga mission to provide ‘instant access to convenient digital financial services’/strong that benefits the people of Pakistan. Telenor Microfinance Bank is empowering people to truly adopt the digital way of life./pp /ppstrongOur Values:/strong/pp• Customer First./pp• Create Together./pp• Keep Promises./pp• Be Respectful./p
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