Division/Department: SMED Division/ Retail Lending Group

Grade Range: AVP /VP / SVP1

Reported to: Head SME 

Direct Reports of the Position (if any): PMKJ  Business Analyst / Coordinators 

Job Summary:

To ensure smooth processing of the Prime Minister Kamyab Jawan (PMKJ) applications pertaining to T2-SE cases received through the Government Initiative Department (GID). Ensure their conformity with the Bank’s policy guidelines and submission of potential customers’ applications for approvals. Ensure the staff failing under PMKJ domain are well versed with product schemes and capable to communicate to the customers in a clear and simple manner. Ensure Staff Conducts themselves ethically & professionally.

Major Duties & Responsibilities to perform the Role:

  • Ensure that the targets sets/approved for processing of the applications are met by the unit.
  • Ensure that the target assigned for the approved amount under the T2 SE loans are met.
  • To ensure coordination with different departments for smooth operations i.e. GID, RMG, RCAD etc.
  • Ensure that all the staff performing their relevant tasks are well versed with the features of the PMKJ Product.
  • Ensure Proper Screening of customers is conducted to ensure his eligibility for the Bank Products.
  • Ensure that Business Analysts are well versed with major terms and conditions to provide guidelines to the customers.
  • Ensure that the reason is properly recorded in the provided software or maintained MIS for all the cases which are rejected/declined.
  • If Customers have any problem with using any products/services of the bank and require suitable alternatives, then staff must assist them promptly and efficiently.
  • Ensure the secrecy of customers' information.
  • Educate customers about issues pertaining to service charges, to curtail complaints arising out of lack of awareness.
  • Ensure Special attention to be given to the needs of vulnerable persons and no unfair advantage is taken while offering them banking service and equal treatment to all customers in accordance with Bank's policies, procedures & PPMs
  • Providing financial advice & solutions to clients. Ensure achievement of financial and non-financial objectives of the Division
  • Ensure compliance with the Bank’s operational procedures and State Bank of Pakistan regulations.
  • Ensure Credit Discipline is maintained in line with the Bank’s CPM, policies & procedures.
  • Ensure Turnaround Time defined by SBP or internal procedures, PPMs etc. for credit processing is met.
  • Ensure timely communication of any change in terms & conditions of the products to the customers.
  • Ensure the staff gets adequate training on product knowledge, soft skills and FTC framework of the bank.
  • Ensure housekeeping of portfolio at 100% regularized level.
  • Satisfactory Audit Rating and timely Resolution of Audit/ SBP observation.
  • Ensure Maintenance of credit files as per Bank’s policy.
  • Any other assignment given by the Supervisor.

Knowledge: Credit Policies, PPM & SBP Regulations

Skills: Credit Acumen

Abilities: Ability to analyze information and judge business requirements

Relevant Experience: 10 Years of banking experience

Experience Nature: Banking

Qualification: Bachelors

نوکری کی تفصیلات

کل عہدے:
1 اشاعت
نوکری کی شفٹ:
پہلا پہر
نوکری کی قسم:
محکمہ:
SME Division
نوکری کا مقام:
جنس:
کوئی ترجیح نہیں
کم از کم تعلیم:
بیچلرز
کیریئر کی سطح:
تجربہ کار پیشہ ور
کم از کم تجربہ:
10 سال (Minimum 10 Years Banking Experience)
اس سے پہلے درخواست دیجیۓ:
نومبر ۰۳, ۲۰۲۰
تاریخِ اِشاعت:
اکتوبر ۱۸, ۲۰۲۰

The Bank of Punjab (BOP)

بینکنگ / مالیاتی خدمات · More than 5000 ملازمین - لاہور

The Bank of Punjab was established in 1989 under The Bank of Punjab Act, 1989 passed by Provincial Assembly of the Punjab, as a non-scheduled Commercial Bank with majority shareholding of Government of the Punjab. The Bank earned the status of a scheduled Commercial Bank in 1994 and currently carries a vast network of over 620 online branches, strategically located across the Country along with an ATM network of over 550 offering 24/7 banking services to its diverse clientele of over 2 million. Since its inception, the BOP has seen many ups and downs and has also successfully weathered the waves of economic volatility, recessions and stiff market competition over the years. Current strong network base coupled with solid capital structure and phenomenal financial results posted during last few years has transformed the Bank to one of a leading financial institution of the Country. Now, the Bank standouts among peer group as a robust and rapidly growing commercial Bank. Besides offering a range of products and services to meet the modern days’ banking requirements of its clients, the Bank has also established its footprint in the areas of consumer financing, agriculture credit, corporate & investment banking, cash management and alternative delivery channels. While achieving the objective of financial inclusion through its presence in remote and unbanked areas of the Country with HarFardKaKhayal the Bank is playing its due role in the economic growth of the Country through its various specially tailored and designed products and services.

آپ کو کس حوالے سے برتری حاصل ہے؟

اپنے بارے میں ہماری پیشہ ورانہ رائے اور تقابلی جائزہ حاصل کیجیۓ
اپنی سی وی کو موءثر بنانے کیلئے ہماری ماہرانہ مشاورتی ٹیم سے رابطہ کریں
روزی پریمیئم کو آزمائیں
I found a job on Rozee!