Primary Responsibilities 

The role of the Credit Officer – MSME / SME Risk is to assess the credit worthiness of borrowers with business derived income. This is a hands-on position which will require in depth analysis of various factors such as business profitability, liquidity, and solvency to objectively determine the viability of the business in supporting a steady stream of income.  

  • Act as the key liaison for field agents performing income verification checks, ensuring that all necessary information required is collected for the purposes of assessing credit worthiness 
  • Perform analysis on formal (well-established, large) and informal (undocumented, small) sector business financials 
  • Validate information and supporting documents provided through channel partners on income verifications such as NTNs, sales registers, invoices, etc. 
  • Perform site visits to MSME / SME & other cottage industries place of busines if required 
  • Contribute to a deeper understanding of the resilience of various industry/sectors in Pakistan 
  • Develop and enhance the business scoring model internally to scale up the credit decision making process 

Required Background/ Experience: 

  • Bachelor’s degree in Accounting, Economics or Finance 
  • At least 5 years of experience in a loan officer, credit officer role specializing in business entity risk with a demonstrated ability to perform in depth financial analysis 
  • MS Suite proficiency, especially Excel 

 Compensation  

  • Trellis offers a competitive compensation scheme as well as an opportunity for quick progression subject to performance  
  • Provident fund, Gratuity & Health Insurance covered  

نوکری کی تفصیلات

کل عہدے:
1 اشاعت
نوکری کی شفٹ:
پہلا پہر
نوکری کی قسم:
نوکری کا مقام:
جنس:
کوئی ترجیح نہیں
کم از کم تعلیم:
بیچلرز
کیریئر کی سطح:
تجربہ کار پیشہ ور
تجربہ:
5 سال - 7 سال
اس سے پہلے درخواست دیجیۓ:
نومبر ۰٦, ۲۰۲۰
تاریخِ اِشاعت:
اکتوبر ۰۵, ۲۰۲۰

Trellis Housing Finance Limited

بینکنگ / مالیاتی خدمات · 11-50 ملازمین - کراچی

This is a very exciting opportunity to work alongside the founding members of this organization to establish and scale a truly innovative FinTech business model that strives to become the benchmark of how to galvanize social development and transform societies within a short period of time. Trellis Housing Finance Limited is looking for a bright, well-rounded and ambitious individuals who can take on a broad roles in helping it set up operations in Pakistan. Pakistan is faced with a housing shortage of 10 million currently growing by 1 million every year. The population, 80% without a bank account, has been starved off house financing solutions for years. Pakistan housing finance-GDP ratio is one of the lowest in the world ; 0.25% (South Asia: 3%, Bangladesh: 3%, India: 11%). Trellis mission is to fill this gap by providing affordable green mortgage solutions to low and middle income groups in Pakistan. This is expected to significantly boost financial inclusion, home ownership and economic activity in the country. The senior management team has a combined experience of over 150 years in affordable housing, international banking, hedge funds, capital markets and financial technology.

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اپنی سی وی کو موءثر بنانے کیلئے ہماری ماہرانہ مشاورتی ٹیم سے رابطہ کریں
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