Job Responsibilities & Supervisions:

To check the insurance policies are issued as per procedure and SOP’s formulated by underwriting committee.
To check that the payment of all expenses is made obtaining supporting documents and appropriate approvals.
To check that income tax is withheld as per provisions of Income Tax Ordinance 2001.
To check that Sale tax is withheld as per provision of Sale Tax Act,1990.
To check the Society has appropriate re-insurance arrangements.
To implement the decisions taken by the CEO & BOD.
To check that the Society is in Compliance of Cooperative Society Act,1925.
To check that the Society maintain the required records under SECP laws & regulations.
To check the branches are making compliance of society’s rules and regulations.
To prepare quarterly internal report and present to audit committee of the society.
To act upon the instruction given by the audit committee of the society.
To make sure:

i)        Appropriate Accounting policies have been consistently applied in preparation of financial statement and accounting estimated is based unreasonable and prudent judgement.
ii)      International Accounting Standards, International Financial Reporting Standards or any other regulation or law (Including but not limited to the Shariah Guidelines/ principal) as applicable in Pakistan have been followed in preparation of finance statements and any departure there from has been adequately disclosed.
iii)    The system of internal control is sound in design and been effectively implemented and monitored.
iv)    There are no significant doubts upon the insurer’s ability to continue as a going concern.
v)      There has been no material departure from the best practice of the corporate governance.

Job Responsibilities Supervisions:
● Direct supervision of the Teller Services Department including Cash Payment receipts, Cash
sorting,
Inward Outward Clearing Inward Outward Remittances (Pay Orders Demand Drafts,
issuance encashment) both Local and Foreign Currency.
● Prepare Western Union transactions for customer and ensure all guidelines and SOPs are followed.
● Prepare Home Remittance Transactions for customers and ensure all guidelines of SOPs are
followed.
● Handling and processing and balancing of utility bills payments in accordance with SOP.
● Responsible for Cash Limit maintenance.
● Handling of FCY conversions and Account to Account Transfers.
● Responsible for Cash in Hand and Cash in Vault balancing.
● Checking of Daily Vouchers ITJs and departmental books.
● Manage and process work to ensure time and quality standards are met in
accordance with SOP/Operations Manual/Local regulations.
● Ensure that instructions contained in Exchange Control Manual are adhered to at all times.
● Ensure strict compliance to SBP Prudential Regulations & Regulatory guidelines
● Be fully conversant with the Anti-Money Laundering & Know your customer policy of the bank in
order to track report suspicious transactions to ‘Money Laundering Reporting Officer’ of the
Branch.
● Co-ordinate with Manger operations to achieve standard quality and productivity standards.
● Maintain records for the department to furnish accurate MIS reports to HO and returns to SBP.
● Ensure that cash is handled in accordance SBP and Banks’ own guidelines and that cash is
sorted and placed in the vault in accordance with SBP instructions.
● Maintain strict vigil in order to track suspicious inward outward remittances.
● Ensure that unclaimed Pay Orders and DDs are transferred to unclaimed accounts in
accordance with instructions of Operations Manual and to SBP after ten years.
● To inculcate positive attitude and ‘Customer comes first’ approach in all endeavors related to both
Internal & External Customers.
● Ensure that all SBP, HO and other Regulatory reports are sent to the respective departments on
or before due dates.
● Handle customer/correspondent banks queries and ensure complaints are addressed promptly
and within service standards to achieve customer satisfaction.
● Process/supervise PRI payments as per SOP guidelines.
● Manage ATM as per SOP & Guidelines and SBP directives.
● Ensure strict compliance of SOPs, SLAs, Operations Manual, Regulatory Internal guidelines.
● Ensure that accruals and income are correctly booked in accordance with guidelines of
SOPs and Ops Manual.
● Monitor income expense variations of the department.
● Exercise strict controls to minimize the transactions carrying exceptions. Arrange for reporting of
exceptional transactions to HO till resolved. Liaise with business units for early resolution of the
exceptions.
● Impart training to subordinates to develop core competencies enabling to create a backup.
● Automate manual procedures to enhance productivity and improve turnaround time.
● Assume responsibilities of Cashier /BOM as and when required.
● Interact with OPS and business groups to resolve customer issues and acquire approvals as
necessary.
● Identify staff training needs to improve operational efficiency.
● Exercise rotation policy within the department to be ready for all emergencies.
● Any other work assigned from time to time.

Job Responsibilities:
● Issuance and Acceptance of Pay Orders. Opening Accounts.
● Issuance and Acceptance of RTCs and maintaining Records. Inward\outward Clearing.
● Marketing of Bank’s liability products. Handling Certificate of Deposit (COD).
● Work in Customer Service Department. Handling Term Deposit Receipt (TDR).
● Responsibility handling Audit Exceptions. Handling Special Notice Deposit Receipt (SNDR).
● Responsibility handling Foreign Currency Term Deposit Receipt (FCTDR). Handling ATM.
● Responsibility handling Request for Activation of Dormant Account. Handling Cheque books.
● Issuance and Acceptance Security Deposit Receipt (SDR). Handling Expenditure sheets
● Issuance and Acceptance Call Deposit Receipt (CDR). Handling tax related matter of Branch

Job Responsibilities:
● Preparation of Financial Reporting Taxation.
● Preparation of Profit Loss statements.
● Preparation of Balance Sheet.
● Preparation of Income Statement.
● Issuance NTN. (NATIONAL TAX NUMBER).
● Income Tax Return. (Individual, AOP Company)

Job Responsibilities:
·         Preparation of Audit Report.
·         Objectively assess a company’s IT and/or business processes
·         Assess the company’s risks and the efficacy of its risk management efforts
·         Ensure that the organization is complying with relevant laws and statutes
·         Evaluate internal control and make recommendations on how to improve
·         Identifying shortfalls or gaps in processes
·         Promote ethics and help identify improper conduct
·         Assure safeguards
·         Investigate fraud
·         Communicate the findings and recommendations
·         Provide an opinion (Unqualified, qualified, adverse, or disclaim)