Performing client Onboarding for high risk entities such as Mainland| Limited foreign br| Offshore|Free Zone Jafza, Dafza, DIFC, Rakz according to KYC rules and bank procedures 
Review banking documentation related -opening / closing of account, KYC update, FATCA / CRS, authorized signatory update, shareholding structure.
 Verify client legal documents registrations Trade Licenses, proof of address identification ID’s, Memorandum & Articles of Association, certificate of good standing incumbency & incorporation, Share certificate. To ensure Compliance with regulatory requirement
 Perform Periodic Review of Enhanced Due Diligence/KYC Checks by reviewing new and existing Clients profile and record activities based on risk parameters to ensure compliance with regulatory requirements
 AML screening of clients (Name, Company Name, Beneficiary Name, etc.) through World Check and World Compliance.
Monitor transactions and activities to identify potential suspicious or fraudulent behavior  Adding, removing authorized signatory and extend POA holder.
Identify the Ownership Direct and Indirect Multi-Level to verify UBO ultimate beneficiary owner.
 Ensure Customer profile accounts are in accordance with the Compliance policies and procedures.
Develop and manage portfolio monitoring and governance with KYC accuracy, site visits To formulate internal control, monitoring and governance standards for Business Banking portfolio 

 One of the founding member of “TBML Trade Compliance Unit” in ABPL to form Policy & Procedure and implementation of the same as per the guidelines of Central Bank framework with Bank’s senior Management.
 Providing Advisory on Trade Transactions in High Risk Countries
 Managing Trade Compliance advisory for trade base transactions, TBML, ensuring proper closure
of alerts raised against dual use/military goods, adverse news and local regulations
 Formulating scenarios for TBML/AML/CFT red flags and ensure monitoring and closure of alerts
 Formulating KYC/CDD for Trade Customers in accordance with SBP Guidelines in Core Banking
System.
 To ensure policies & procedures are in place to combat TBML & Terrorist Financing
 Assessing and finalize TBML cases covering all the parameters for senior management review
 Validating new policies and procedure before implementing to trade compliance department
 To upload TBML STR on FMU Portal
 Manage Correspondence and MIS of Customer Overdue Letter from other Banks
 Perform WorldCheck1 Screening for high Risk Trade transactions

Trade Compliance | Trade Based Money Laundering | TBML Analyst | Trade AML | Centralized Trade Officer | JAIBP | MBA IoBM.

Investigate Money Laundering Activity in several Trade Products/ Instruments for onward processing respectively.
 Prepare Internal Report (IR) of the customer and forward the same to the Team Leader for onward submission.
As a special assignment, reviewed the production order issued by law enforcement agency and on the basis of sensitivity of P.O action was taken on the client accordingly.
To carry out data mining and trend analysis i e. preparing Trade AML Dashboard on monthly basis (Monthly SRM Pack for Screening and Surveillance related Red Flags).
 To prepare monthly reports to be presented to Senior Management.
 Maintain and Update MIS of list of goods along with the details of their unit price.
 Create and organize MIS file of queries sent to business operations for further information. Also, corresponding with them for the required details.
 Uploading of data files in the system for onward investigation.
Generate the Pre and Post Transactional reports on daily frequency.