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概要
To work with an organization that offers a creative, dynamic, and professional environment, where my education, knowledge, skills and proven abilities can be fully utilized with learning of new ways to make me ideal, suitable, cost effective, and unique resource.
工作经历
Unit Head SAAF
Retail Finance Division (October 2019 to Till Date)Unit Head Prime Minister Kamyab Jawan SchemeEnsure credit policies and standard SOP\'s.Organizing, managing and formulating the human resource for smooth process flow and seamless disbursement of loansAdministration of personal and commercial loans including SE category.Business Strategy & Target Development.Liaison with vendor(s) for strategic planning and cost-effective financing of Commercial VehiclesSupervision of Credit Approval & End to End Disbursement.Assigning of CFC wise targets and strong follow-up for achieving the desired resultsCoordination with allied departments (SME Risk Department, CAD, Operations) for seamless processing of cases.Human resource management including performance review and appraisals.Retail Finance Division (October 2016 to September 2019)Manager Credits Personal Loan Countrywide CIU Team Management and smooth processing of Personal loans.Market analysis and Product comparison.Finalization of personal loan proposals.MIS Management and TAT AssuranceManagement of end-to-end Disbursement smoothly. Assessment of portfolio dynamics.Updating product manual and process flow according to banking system upgradations.Coordinate with all stakeholders to ensure smooth processing of consumer cases.Retail Finance Division (February 2012 to September 2016)Manager Credits AutosScrutiny and finalization of auto loan customer profile country wide.Managing auto loan disbursement end to end processMaintenance of MIS according to SBP requirements.Assurance of TAT as per SLA and process flowAnalysis of market dynamics and product comparison accordingly.Updating product manual and process flow according to banking system.Coordinate with all stakeholders to ensure smooth processing of consumer cases.Retail Finance Division (February 2012 to march 2013)MIS coordinatorAnalysis and Preparation of Portfolio of autos of Retail Finance division countrywide.
