概要

Senior professional having expertise in Islamic Banking, Financial Institutions, and Operations, I am a seasoned professional known for achieving results through effective roles. My track record showcases successful accomplishments across diverse tasks.


Proficient in Customer Services, Centralised Operations, Foreign and local Remittances, SWIFT Operations, Regulatory Compliance, and Transaction Monitoring. Adept at Sales & Marketing, I excel as a collaborative team player.


My strengths lie in resource optimization, robust communication, initiative, team development, time management, and adept problem-solving.

工作经历

公司标识
Consultant - Trade Finance
Euro Exim Bank Ltd.
Mar 2023 - 代表 | Karachi, Pakistan


To Promote the Company\\\'s financial products to potential customers.
To Explore and establish new and lucrative trade finance channels across diverse industries and segments.
To assist in the sales process of the products.
To facilitate favorable transactions, including issuing letters of credit, factoring, export credit and insurance, SBLC, etc., between confirmed customers and the Company, with a focus on Trade Finance Marketing.
Submit periodic reports to the Company on a weekly basis as per instructions.

公司标识
Entrepreneur
Xpress Supplies
Dec 2018 - 代表 | Karachi, Pakistan


Established a company as an entrepreneur and managing a business providing office supplies.

公司标识
Takaful Financial Advisor
Pak Qatar Family Takaful Limited
Aug 2020 - Jul 2021 | Karachi, Pakistan


Proactively acquired new clients through personal initiatives and a dynamic range of business development strategies.
Analyzed clients\' financial statuses.
Provided professional financial advice and actively promoted a comprehensive range of Wealth Management products.
Engaged in business development activities, including client presentations, demos, proposal writing, and meetings.
Worked closely with the Regional office by reporting to them regularly and seeking guidance from them on work-related matters.

公司标识
Unit Head - Centralized Operations
BankIslami Pakistan Limited
Jul 2013 - Jan 2019 | Karachi, Pakistan


Supervised both Inward and Outward Remittances, following regulatory guidelines and ensuring high-quality service to customers within the prescribed (TAT) Turn-Around-Time.
Completed scrutiny of all Incoming MT-103 SWIFT messages and credited funds into the customer\'s account.
Ensured 100% compliance with the Bank\'s Service Management Program.
Adhered to all regulatory guidelines outlined in SBP\'s FE Manual & AML regulations.
Reported Foreign Exchange Transactions to SBP through ITRS.
Ensured 100% adherence to the Bank\'s Policies & Procedure manual on Funds Transfer and Inter-Office Memorandum on Remittances.
Liaised with the State Bank for approvals related to Outward remittances.
Authorized SWIFT messages for Outward Foreign Remittances.
Handled Centralized Foreign Outward Bill for Collection (FOBC).
Prepared Daily & Weekly SBP SCRA Reporting.
Prepared Monthly Special Foreign Currency Accounts (SFCA) Reporting.
Prepared Monthly Foreign Exchange Returns of the Centralized International Remittances Section.
Prepared Quarterly SWIFT Reporting.
Checked and controlled all Duplicate Payments.
Timely informed/reported to concerned departments regarding non-reporting Financial MTs.

公司标识
Branch Banking (Customer Service Executive)
BankIslami Pakistan Limited
Jul 2009 - Jun 2013 | Karachi, Pakistan


Involved in all Branch Operations.
Adherence to all regulatory guidelines related to Branch Banking Operations.
Authorized all transactions and vouchers and clearing.
Responsible for all Cash replenishment in ATM.
Responsible for all Cash sorting and disbursement of excess cash to Cash House.
Daily / Weekly / Monthly Cash transaction reporting to State Bank of Pakistan.
Checking & releasing all Financial Payments.
Controlling all transmitted/authorized Financial Payments through exact correspondence banks.
Checking & controlling all Duplicate Payments.
Timely informed/reported to concerned departments regarding non-reporting Financial MTs.

公司标识
Officer - International Remittances & SWIFT
BankIslami Pakistan Limited
Mar 2006 - Jun 2009 | Karachi, Pakistan


Processed both Inward and outward Remittances as per regulatory guidelines within the prescribed Turn Around Time (TAT).
Issued PRC against Inward Remittances.
Prepared IRV/R Forms for SBP Reporting.
Solved the queries against Inward Remittances.
Worked as a SWIFT Operator on the SWIFT Alliance System.
Handled Centralized Foreign Outward Bill for Collection (FOBC).
Prepared IRV/R Forms for SBP Reporting.
Distributed Incoming and Outgoing SWIFT Messages to respective departments.
Reported Foreign Exchange Transactions to SBP through ITRS.
Ensured that satisfaction and prompt solutions were provided to the Customers.

公司标识
PA to Head of Operations (On an as-needed)
BankIslami Pakistan Limited
Apr 2006 - Feb 2008 | Karachi, Pakistan


Provided comprehensive secretarial support.
Prepared personal and official documents/emails.
Typed correspondences, memos, and emails, and managed all official and confidential documents.
Handled all incoming correspondence received by courier.
Maintained filing records with centralized and departmental systems.

公司标识
Officer - Central Operations Division
Union Bank Limited.
Mar 2001 - Mar 2006 | Karachi, Pakistan


Processed Inward Remittances according to regulatory guidelines within the prescribed Turn-Around-Time.
Prepared MT-103 Outward Messages.
Prepared MT-199 & MT-999 Inquiry Messages.
Prepared MT-110 SWIFT Messages against FDD Issuance.
Worked as a SWIFT Operator on the SWIFT Alliance System.

公司标识
Computer Operator
Cosmos Engineering
Apr 1998 - Mar 2001 | Karachi, Pakistan


Computer Operator Cum Coordinating Officer

学历

Allama Iqbal Open University Pakistan.
学士, 艺术学士, ‎
International Relations
1999
Jinnah Polytechnic Institute, Karachi.
大专, Associate Engineer‎
Civil Engineering
Completed
1995
Dehli Govt. Boys Secondary School
大学入学/0级, 工商管理硕士学位, Secondary School Certificate‎
Chemistry, Mathematics, Physics
所占比重 %
1990

技能

熟练 Cash Handling
熟练 Customer Services
熟练 End To End Sales
中级 Fluent in English
熟练 Leadership Collections Handling
中级 Relations Management
熟练 Sales Abilities
中级 Sales Management
熟练 Security Principles
中级 Unreal and Blender

语言

中级 英语
熟练 乌尔都语