• MOBILE CREDIT OFFICER (OG-II)(17-SCALE) ZARAI TARAQIATI BANK OKARA ZONE OKARA
22nd-NOV-2018 TO Till DATE
Practical experience in Agriculture Sector with Sound Knowledge of related PR,s of SBP & Other regulatory Authority.
• Advances,Lending,Credits,
• Responsible for motivating, identifying carrying out a background check of the Clients/ farmers.
• Deal with Clients, credit worthiness, track record with other banks, ability & viability of undertaking/expanding New/existing enterprises, dependence on informal credit source & cash flow etc
• Field visits for identification & prospective potential bearing borrowers/existing borrowers for prudent Lending.
• Depth Know of major Rabi/Kharif Crops of the area and needs for development loan/farm mechanization.
• The Pass Book and/or other security/title documents provided by the borrowers will be examined and its genuineness, the veracity of content will be checked with the relevant records of revenue Authority,Vis-aVis the actual position on the ground by field visits.
• Analyses Credit proposal, assign and sanction credit limit with prudent lending

• Field visits for disbursement/recovery of the loans in a timely manner to the Clients/farmers as per bank policy.
• Procurement of all other allied business of the customers.
• Effectively manage the services environment of a branch.
• Ensure Inter-Departmental coordination for smooth operations & good working relationship.
• Maintaining Branch Client deposits portfolio’s
• Deals with Import & Export Clients
• All Operational Activities
• Personal Loan and Mortgage
• Uploading & Resolve discrepancy
• Sale Representative of Bank Products
• Market Visits for Deposit Mobilization
• Liaison with regions/departments to arrange/documents as and when required by external auditors, rating agencies and regulators.
RELATIONSHIP MANAGER-OG-2 FAYSAL BANK EGERTON ROAD
1ST-MAR-2018 TO TILL DATE 6 Years Experience

Account Opening
Advances,Lcz,Trade,Import Export,Credits
Bank insurance
Market visit for deposits and consumer products
Market visit for New to Bank Account
Market Visits for Deposit Mobilization
Mortgage and Personal Loans
Cold Calling and Tele sale
Handling Dormant/closed/inactive Accounts
Sale Representative of Bank Products
Handling, Clearing, Cash Foreign Currency Auto Loan
Credit Card
Personal Loan and Mortgage
Maintaining WAPDA (HydralNishat A.T ALFA) accounts
Maintaining Branch Client deposits portfolios
Floor Managing and customer greeting
Multiple Currency Exchange Handling
Account uploading Resolve discrepancy
Operational Activity Resolve via Email
Resolve all kind of accounts discrepancy
Professional Experience (5 Years)
Personal Banker(Permanent OG-III)a Team Leader United Bank Lahore 1st-Sep-2012 to 12th-Oct-2015
Account Opening
Market visit for deposits and consumer products
Maintaining Accounts of Royal Clients
Sale Representative of Bank Products
Maintaining Branch Client deposits portfolios
Maintaining WAPDA(Hydel Nishat) account with branch manager
Floor Managing
Credit Card
Bank insurance
Auto Loan
Account uploading Resolve discrepancy
InwardOutward Clearing
Maintaining All the vouchers
ATM Vouchering/Cash Inward Outward
Cash Lifting
Operational Activity Resolve via Email
Team Leader(liability sales officers) UBL S.D.Vault District Lahore Dec 16th 2012 till 31st Aug 2015
Maintaining Branch Client deposits portfolios
Account Opening
Sale Representative of Bank Products
Maintaining Branch Client deposits portfolios
Maintaining WAPDA account with branch manager
Floor Managing
Credit Card
Bank insurance
Auto Loan
Market visit for deposits and consumer products.
I am working as a L.S.O with assignment of Team Leader (