概要

I have Six years Experience in Foreign Exchange Companies / Banks Operations and


Reconcilations through a demonstrated history of working in the financial services industry.


Strong professional skills in Global. I have great experience in Exchange Companises Operations


/ compliance department / Home Remittance Operations & ,Reconcilations Departments of


Foreign Remittance/ Foreign Currency & Being a qualified Graduate and a dynamic Banking


Professional with Management (BBA) qualification and I have a rich and insightful experience of


over years of Banking in (Alinma Bank Exchange Riyadh Saudi Arabia, AA Exchange Company


Pakistan ,& Zarai Taraqiati Bank Limited). I have vast expereince of Exchange company


Compliance Dept Banks remittance operations and Reconcilation department or Regulatory


Compliance, Risk Management, Financial Analysis, Live Monitoring and Screening of (MTO's / FC)


throug AML Trace.

工作经历

公司标识
Remittance Officer OGII
ZTBL Bank
Oct 2020 - 代表 | Islamabad, Pakistan

I started New Job Home Remittance Department as OGII. Data Reporting Handler State Bank of Pakistan (SBP) 1LINK has launched Sohni Dharti
Remittance Program to award the loyalty points to Pakistani’s living outside Pakistan and sending remittances to their family in Pakistan. SFTP
portal, File encrypt, Decrypt & Reconcilation of Data.
Operation & Reconcilation Departments through Foreign Se portal 42 MTO + WU + Express Money authorized agent and portal administrator.
Reconcilation with MTOs and WU.
Leading Home Remittance Department.
• Developing Remittance Processing System, process designing and product development.
• On boarding the Companies from abroad for business relationship.
• Planned strategies for development of transformation roadmap as an executive for Home Remittance Business.
• Maintained agile, responsible organization with sustained revenue growth by monitoring industry forecasts, honing budgets and adjusting
marketing strategies.
• Produced ad hoc reports and documents for senior team members.
• Handling All Portal, Voayger, Reconcilations with all MTOS. making payment through all the parteners.
• Prepared training material and Conduct trainings of the field staff.

公司标识
Senior Operations & Compliance Executive
A A Exchange Company
Oct 2019 - Sep 2020 | Islamabad, Pakistan

Reviewing the adequacy of Customer Due Diligence (CDD), Know Your Customer (KYC), Know Your Agent (KYA), source of funds, client
information, client profiling.
To make practical and acceptable recommendations where systems and procedures are in need of enhancing to counter the risk of ML & TF.
To notify the MLRO through timely reporting all incidence of non-compliance with regulation. All breaches to also be notified to CCO / MLRO.
To deputise for the Money Laundering Reporting Officer in absence of CCO / MLRO.
To review and investigate suspicious activity reports and submit reports as a Nominated Person, where needed.
In conjunction with the AML Officer, ensure independent reviews are completed for higher risk transactions and client relationships (at onboarding
and periodic review) in line with policy requirements. To escalate exceptional transactions or relationships to the CCO / MLRO.A
Acts as an independent review ensure that compliance issues/concerns within the organization are being appropriately evaluated,
investigated and resolved.
Collaborates and liaises with internal departments, regulators, LEAs and external service providers to resolve legal and compliance issues.
Manages day-to-day operation of the compliance and MLRO function, including oversight of implementation and adherence to the
Compliance Manual of the Company.
Provide Financial Crime education, awareness and training to the business as required.
Rules of Sales and Purchase of FC through regulatory requirement of State banks.
Training and guidence to FLA regarding transaction of FC through Wall Saft.

公司标识
Operations and Reconciliations officer
Ersal Remittance Company
Jan 2016 - Nov 2018 | Rawalpindi, Pakistan

Operations and Reconcilations officer
Interviewing the New Staff ( Arabs & Non Arabs ).
Working on Globus T24 Core Banking System.
Training New Employees i-e ( Branch Supervisor/ Head Teller / Teller & CSR)( Arabs & Non- Arabs).
Training Staff in Operations Dept. & User IDs Department (CCU) & Documents Checkers.
Supervising all of the branches across the Kingdom.
Keeping Records for Day to Day TXNs and their Enquiries by following up with branches.
Travelled Eastern, Western, Southern region Of KSA for Training, Business Development & Branches Rollout.
Reconcilations of daily cash In Cash Out all transactions which has been process at Alinma bank counter.
Managing Western Union Services by collaborating with Western Union Co.
Working on WU Agent Portal for Issuance of New Locations/ New Users/ Resetting of Users.
Sending POP( Proof Of Payment) OFAC ( Block payments) to Western Union Co. & following up with EMEA & WUGSI Authorized operator
Submitting Monthly/Weekly Branch Performance/Suggestion & Actions Reports to GM.
Reconciliation with branches,Preparing Voucher and invoices
Transferring funds through swift,Work on voyager WU reports.
Investigate and assess alerts for potential money laundering & Terrorist Financing risks within the organization.

公司标识
Compliance Officer
Alinma Bank Remittance Department saudarabia
Sep 2014 - Dec 2015 | Riyadh, Saudi Arabia

Transfer to Operation department is a same remittance department 

学历

Iqra University
学士, 工商管理学士学位, BBA hons‎
marketing and finance
CGPA 2.8/4
2013

技能

中级 AML/CFT
熟练 Customer Service Orientation
中级 Customized Adaptation
中级 Database Management 
熟练 Email Correspondence
熟练 excellent communication and data collection
熟练 Graduate
熟练 Handling Assignments
熟练 MTOS portal handeling
熟练 People Management
熟练 Pursuing News Stories
熟练 Reconcilation Model Devolper
熟练 SFTP Portal 1-LINK (Shoni Dharti program
中级 Sweeping Knowledge
初学者 T24
熟练 T24 / Wall Saft / CBAS / AML Trace/ worl
熟练 Team Co-ordination

语言

中级 阿拉伯语
熟练 英语

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