I am Experienced Banking Professional with professional certification and more than 8 year of experience in SME Credit. I am looking forward a challenging role where I can utilize my experience and skills I have learned during my career to achieve Organization goals as well as my career growth.
Preparation of Credit Proposal (Seasonal Finance, SME Clients, Bank Guarantees & Commercial Vehicle) of Existing as well as Fresh Customers.
Processing Disbursement of limit in accordance with process flow approved by Sharia Compliance Department.
Coordinating with Regional Office for timely processing of proposals.
To gather & analyze credit information of current and potential borrowers and determine the advisability of granting credit.
Visiting Pledge Sites to ensure availability of Pledged Stock & proper firefighting arrangements.
Any other task assigned by Regional Credit Manager.
Preparation of Credit Proposal of RF, LG for Existing as well as Fresh Customers.
Preparation of Seasonal Finance Proposal.
Coordinating with Regional Office for resolution of Discrepancies in Proposal.
Timely recovery of Quarterly Markup.
To gather & analyze credit information of current and potential borrowers and determine the advisability of granting
credit for diversified types of loans.
Any other task assigned by Credit Hub Manager
Currently I am working as Credit Hub Officer at Credit Hub Nawabshah. My responsibilities includes
Preparation of Credit Proposal of RF & CF for Existing as well as Fresh Customers.
• Preparation of Credit Card, Consumer Personal Loan & Consumer Cash Finance Proposals.
• Coordinating with Zonal Office for resolution of Discrepancies in Proposal.
• Submission of Weekly reporting to Zonal Office.
• Submission of Monthly reporting to Zonal Office for onward submission to SBP.
• Providing help to Branches for feeding Securities and assigning Limit on system.
• Preparation of Monthly Stock Reports & Quarterly Stock Inspection Reports.
• Coordinating with CAD for preparation of Charge Documents & issuance of DAC.
• Any other task assigned by Credit Hub Incharge & Zonal Office.