概要

I am Experienced Banking Professional with professional certification and more than 8 year of experience in SME Credit. I am looking forward a challenging role where I can utilize my experience and skills I have learned during my career to achieve Organization goals as well as my career growth.

工作经历

公司标识
Credit Manager
Meezan Bank Limited
Sep 2019 - 代表 | Nawabshah, Pakistan

Preparation of Credit Proposal (Seasonal Finance, SME Clients, Bank Guarantees  & Commercial Vehicle) of Existing as well as Fresh Customers.
Processing Disbursement of limit in accordance with process flow approved by Sharia Compliance Department.
Coordinating with Regional Office for timely processing of proposals.
To gather & analyze credit information of current and potential borrowers and determine the advisability of granting credit.
Visiting Pledge Sites to ensure availability of Pledged Stock & proper firefighting arrangements.
Any other task assigned by Regional Credit Manager.

公司标识
Relationship Manager- Retail Lending
Habib Bank Limited
Jun 2018 - Aug 2019 | Nawabshah, Pakistan

Preparation of Credit Proposal of RF, LG for Existing as well as Fresh Customers.
Preparation of Seasonal Finance Proposal.
Coordinating with Regional Office for resolution of Discrepancies in Proposal.
Timely recovery of Quarterly Markup.
To gather & analyze credit information of current and potential borrowers and determine the advisability of granting
credit for diversified types of loans.
Any other task assigned by Credit Hub Manager

公司标识
Credit Hub Officer
Bank Al Habib Limited
Aug 2014 - Jun 2018 | Nawabshah, Pakistan

Currently I am working as Credit Hub Officer at Credit Hub Nawabshah. My responsibilities includes
Preparation of Credit Proposal of RF & CF for Existing as well as Fresh Customers.
• Preparation of Credit Card, Consumer Personal Loan & Consumer Cash Finance Proposals.
• Coordinating with Zonal Office for resolution of Discrepancies in Proposal.
• Submission of Weekly reporting to Zonal Office.
• Submission of Monthly reporting to Zonal Office for onward submission to SBP.
• Providing help to Branches for feeding Securities and assigning Limit on system.
• Preparation of Monthly Stock Reports & Quarterly Stock Inspection Reports.
• Coordinating with CAD for preparation of Charge Documents & issuance of DAC.
• Any other task assigned by Credit Hub Incharge & Zonal Office.

学历

Moody\'s Analytics
证书, ‎
Commercial Credit
Completed
2022
Meezan Bank
证书, ‎
Islamic Banking
Completed
2021
The Institute of Bankers Pakistan
证书, JAIBP‎
SME
Completed
2017
Iqra University
学士, 工商管理硕士学位, MBA‎
Analysis of Financial Statements, Security & Portfolio Management, Taxation Management
CGPA 2.9/4
2012
University of Karachi
硕士, 理工学士, B.Sc‎
Medical Technology
所占比重 59%
2008
GOVT: BOYS DEGREE COLLEGE NAWABSHAH
中级/A级, 理工系(医学预科), F.Sc Pre-Medical‎
Biology, Chemistry, Physics
所占比重 74%
2005
Govt: Boys High School Khadro
大学入学/0级, 科学, Matriculation in Science‎
Biology, Chemistry, Physics
等级 A
2002

技能

熟练 Analytical Skills
熟练 Client Dealing
熟练 Commercial Retail Banking
熟练 Credit Analysis
熟练 Credit Proposal
熟练 Financial Analysis
熟练 Financial Risk Management
熟练 Handling Assignments
熟练 Inbound Call Handling Skills
熟练 Knowledge of Bending Machine
熟练 Risk Analysis
中级 Scenario Analysis
熟练 Social Studies Subject Command
初学者 Statistical Analysis Tools Command
熟练 Windows
熟练 Working Capital Management

语言

熟练 信德语
熟练 乌尔都语
中级 英语