概要

I am young, energetic, enthusiastic and hard working person. I have full command in my field. To work with organization where I can my versatile skills. Get more knowledge, experience and my abilities capacity for Hard Work can lead to opportunities for Growth and Advancements.

工作经历

公司标识
Relationship Officer (Credit Officer)
FINCA Microfinance Bank Ltd.
May 2018 - Aug 2023 | Shorkot, Pakistan

Over the span of five years as a Relationship officer, I have successfully evaluated and approved loan applications and credit requests from individuals and businesses. I have developed a strong expertise in analyzing financial statements, credit reports, and relevant information to assess creditworthiness and determine suitable loan amounts, terms, and conditions.In my first year, I quickly grasped the fundamentals of reviewing financial information, credit histories, and collateral documentation to make informed loan decisions. I demonstrated an ability to assess risk and ensure compliance with lending regulations and company policies.By my second year, I had expanded my skill set and became proficient in independently evaluating loan applications and credit requests. I effectively communicated with customers, gathered necessary information, provided guidance on improving credit scores, and assisted with the loan application process. I also developed a solid understanding of debt collection processes and actively participated in resolving credit-related issues.Building on my experience, in years three to four and five I further honed my skills in evaluating creditworthiness and became more adept at analyzing and evaluation of the clients  reports and taking decisions fairly individually to facilitate them.overall it was great journey to leaning new things,skills, to handling different situations and to work accordingly.

学历

Virtual University of Pakistan
硕士, 工商管理硕士学位, MBA equiv-MS‎
Finance
CGPA 2.5/4
2020
Virtual University of Pakistan
硕士, 贸易硕士学位, M.B.S (Master Of Bussiness Study)‎
Business Education, Business Finance, Management, HRM, Marketng, MBS, Master Of Business Study
CGPA 3.1/4
2016
University of the Punjab
硕士, 贸易学士, B.Com‎
Accounts, Taxation, Business Law
所占比重 46%
2014
Pakistan Board of Technical Education Lahore
中级/A级, 贸易学学生, Diploma in Commerce‎
Accounting, Mathematics, Banking
所占比重 57%
2012
Govt Higher Secondary Education Board Faisalabad
非预科, Matric in Science‎
Science Subjects
Completed
2010

技能

熟练 Accounting
熟练 Agri Knowledge
熟练 Banking
熟练 Banking Knowledge
熟练 Client Relationship Management
熟练 Communication Skills
中级 Compliance
熟练 Computer Efficient
中级 Conservation Awareness
熟练 Customer Communication Skills
熟练 Customer Services
中级 Financial Analysis
中级 Goal Orientation
中级 Hard-working
中级 Interpersonal Leadership
熟练 Lead Generation
熟练 Market Knowledge
熟练 Microsoft Excel
初学者 Multi-tasking
熟练 Portfolio Management
熟练 Relations Management
熟练 Relationship Building
熟练 Sales Abilities
熟练 Sales Management

语言

熟练 旁遮普语
熟练 英语
熟练 乌尔都语