•Business Strategy & Target Achievement: Develop and execute area-specific strategies to achieve deposit growth targets, maximize New-To-Bank (NTB) acquisitions, and control deposit attrition.
•Team Leadership & Development: Recruit, mentor, and lead a team of Branch Managers, Set KPIs & conduct regular performance reviews, and provide product training.
•Portfolio & Relationship Management: Manage high-net-worth (HNW) portfolios, build long-term client relationships, and oversee customer service standards.
•Market Expansion & Competitor Analysis: Conduct market research to identify opportunities in new geographical areas. Analyze competitor offerings to formulate aggressive yet profitable deposit strategies.
•Compliance & Risk Management: Enforce strict adherence to State Bank regulations, Anti-Money Laundering (AML) policies, and Know Your Customer (KYC) norms. Prevent mis-selling and maintain top-tier audit and operational quality.
Albaraka Bank Pakistan Limited