Please turn on your javascript Assistant Credit Officer / Credit Officer Job, Multan, Dera Ghazi Khan, Ahmadpur East, Finca Microfinance Bank - ROZEE.PK

Assistant Credit Officer / Credit Officer

Finca Microfinance Bank Verified

Multiple Cities, Pakistan

Posted Oct 26, 2016 3 views

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Job Description

  • To analyze potential loan markets and develop referral networks to locate prospects for loans.
  • To find potential clients, individuals, or businesses in need of loans.
  • To help clients to apply for loans and review loan agreements to ensure that they are complete and accurate according to bank’s policy.
  • To analyze and verify the application to determine the client’s worthiness.
  • To get the approval of BCC before disbursement of loan amount.
  • To submit applications to credit risk officer for verification and recommendation.
  • To disburse the loan after complete satisfaction of related formalities.
  • To compute payment schedules and make sure client understand it.
  • To educate the customer to pay the installment at bank’s counter.
  • To handle customer complaints and take appropriate action to resolve them.
  • To manage the repayment schedules of customers for timely recovery of their monthly installments.
  • To build a good rapport with clients to make him/her repeat client.
  • To follow up on delayed installments.
  • To initiate collateral liquidation if a client defaults on a loan.
  • To prepare reports to send to customers whose accounts are delinquent, and forward irreconcilable accounts for collector action.
  • To prepare daily activity report to be sent to the BM.
  • To achieve targets as per branch daily/weekly/monthly score card.

Job Details

Total Positions:
35+ Posts
Job Shift:
First Shift (Day)
Job Type:
Full Time/Permanent
Department:
Business Banking
Gender:
No Preference
Age:
20 - 40 Years
Education:
Bachelors - Bachelors
Degree Title:
B.Com/BBA/BA/BS
Career Level:
Entry Level
Minimum Experience:
1 Year
Work Permit:
Pakistan
Apply Before:
Nov 26, 2016
Posting Date:
Oct 26, 2016
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Finca Microfinance Bank

Banking/Financial Services · 1501-2000 employees - Ahmadpur East, Dera Ghazi Khan, Multan

FINCA is a globally recognized microfinance organization working in 5 continents and in 23 countries. FINCA provides financial services to the world's lowest-income entrepreneurs so they can create jobs; build assets and improve their standard of living. In 2013, FINCA acquired a majority share of ...Read More