Please turn on your javascript Assistant Credit Officer Job, Lahore, Nankana Sahib, Patoki, Raiwind, Hujra Shah Muqeem, Finca Microfinance Bank - ROZEE.PK

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Job Description

ACO (CO) is an experienced Assistant Credit Officer responsible for the continued development, cultivation and growth of business lending for FINCA in the target market and region.

•       With minimal supervision, ACO is focused on community outreach in order to increase visibility of FINCA and originate quality loan applications.

•       ACO must be driven by the social mission of FINCA to provide credit and services to small businesses that do not have access to loans from commercial sources.

•       ACO works with internal staff and external customers to successfully generate quality business loans in their respective markets.

•       The position is directly responsible for business development and sales and will have specific lending goals to attain during each month.

•       To build a good rapport with clients to make repeat clients.

•       Assist RM/BM to follow up on delayed installments. To initiate collateral liquidation if a client defaults on a loan.

•       Assist RM/BM to prepare reports to send customers whose accounts are delinquent, and forward irreconcilable accounts for collector action.

•       ACO constantly examines and develops methods of increasing FINCA's market presence and production including new products.

•       ACO, as a front line employee, recommends ways to effectively and efficiently provide products and services to our clients to ensure customer satisfaction.

•       Also does cross selling of other FINCA products.

•       ACO is responsible for training, coaching and guiding (ACOs) and is an active participant in working groups and credit committees.

•      He/she will be responsible to training/coach min. one ACO.

Competencies & Training

Core Competencies:

·         Client focus.

·         Teamwork.

·         Communication.

·         Initiative.

·         Judgment & decision making.

·         Influencing/persuasiveness.

·         Problem solving.

·         Innovation.

Professional Training:

·         Negotiating skills.

·         Relationship.

·         Giving and receiving feedback.

·         Change management.

·         Business writing.

·         Communication skills.

Technical Training:

·         Financial ratios.

·         Cash flow.

·         Advanced business analysis.

·         Advanced interest calculation.

·         Accounting & imposition of tax.

Job Details

Total Positions:
15 Posts
Job Shift:
First Shift (Day)
Job Type:
Full Time/Permanent
Department:
Business Banking
Gender:
No Preference
Age:
23 - 28 Years
Minimum Education:
Bachelors
Degree Title:
B.com, M.com,BBA,MBA
Career Level:
Entry Level
Experience:
1 Year - 1 Year
Apply Before:
Jul 15, 2017
Posting Date:
Jun 15, 2017
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Finca Microfinance Bank

Banking/Financial Services · 1501-2000 employees - Hujra Shah Muqeem, Lahore, Nankana Sahib, Patoki, Raiwind

FINCA is a globally recognized microfinance organization working in 5 continents and in 23 countries. FINCA provides financial services to the world's lowest-income entrepreneurs so they can create jobs; build assets and improve their standard of living. In 2013, FINCA acquired a majority sha ...Read More

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