Please turn on your javascript Assistant Loan / Credit Officer Job, Islamabad, Lahore, Peshawar, Bhakkar, Ghotki, Gilgit, Kot Addu, Layyah, Malakwal, Mirpur (AJK), Quaidabad, Yazman Mandi, Kotli, Piplan, Ahmed pur Sial, Finca Microfinance Bank - ROZEE.PK

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Job Description

  • The Assistant Loan Officer is responsible for growth of business lending for FINCA, Pakistan in the target market and region.
  • The Loan Officer is focused on community outreach in order to increase visibility of FINCA and originate quality loan applications.
  • The Loan Officer must be driven by FINCA's mission to provide financial services to the Pakistan's lowest-income entrepreneurs so they can create jobs, build assets and improve their standard of living.
  • The ALO works with internal staff and external customers to successfully generate quality business loans in their respective markets.
  • The position is directly responsible for business development and sales and will have a specific lending goals to attain during each month.
  • To build a good rapport with clients to make repeat clients.
  • To follow up on delayed installments.
  • To Assist all seniors including Relationship or Branch Manager to initiate collateral liquidation if a client defaults on a loan.
  • Helps RM/BM prepare reports to send customers whose accounts are delinquent, and forward irreconcilable accounts for collector action (whichever applicable).
  • The LO also does cross selling.
  • The Loan Officer typically works under direct supervision and guidance of RM or Branch Manager

Competencies & Training

Core Competencies:

  •        Client focus, Interpersonal skills
  •        Communication planning & organizing, Initiative
  •        Judgment & decision making, Influencing/persuasiveness

Professional Training:

  • Persuasion & influencing, Customer service, Goal setting.
  • Giving and receiving feedback, Communication skills.

Technical Training:

  • Loan products review, Lending cycle, Standards of client service, Client acquisition
  •  Balance, Profit & loss, Screening, Cross check, Financial ratios, Risk analysis
  • Completing form, Loan agreement, Monitoring collections, Symptoms of fraud , Policies & procedures.

Job Details

Functional Area:
Total Positions:
15 Posts
Job Shift:
First Shift (Day)
Job Type:
Full Time/Permanent
Business Banking
No Preference
21 - 33 Years
Minimum Education:
Degree Title:
B.Com from a reputed institute
Career Level:
Entry Level
Fresh - 1 Year
Apply Before:
Oct 01, 2017
Posting Date:
Aug 31, 2017
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Finca Microfinance Bank

Banking/Financial Services · 1501-2000 employees - Ahmed pur Sial, Bhakkar, Ghotki, Gilgit, Islamabad, Kot Addu, Kotli, Lahore, Layyah, Malakwal, Mirpur (AJK), Peshawar, Piplan, Quaidabad, Yazman Mandi

FINCA is a globally recognized microfinance organization working in 5 continents and in 23 countries. FINCA provides financial services to the world's lowest-income entrepreneurs so they can create jobs; build assets and improve their standard of living. In 2013, FINCA acquired a majority sha ...Read More

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