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Job Description

 

  • The Assistant Loan Officer is responsible for growth of business lending for FINCA, Pakistan in the target market and region.
  • The Loan Officer is focused on community outreach in order to increase visibility of FINCA and originate quality loan applications.
  • The Loan Officer must be driven by FINCA's mission to provide financial services to the Pakistan's lowest-income entrepreneurs so they can create jobs, build assets and improve their standard of living.
  • The ALO works with internal staff and external customers to successfully generate quality business loans in their respective markets.
  • The position is directly responsible for business development and sales and will have a specific lending goals to attain during each month.
  • To build a good rapport with clients to make repeat clients.
  • To follow up on delayed installments.
  • To assist all seniors including Relationship or Branch Manager to initiate collateral liquidation if a client defaults on a loan.
  • Helps RM/BM prepare reports to send customers whose accounts are delinquent, and forward irreconcilable accounts for collector action (whichever applicable).
  • The LO also does cross selling.
  • The Loan Officer typically works under direct supervision and guidance of RM or Branch Manager

Competencies & Training

Core Competencies:

  • Client focus, Interpersonal skills
  • Communication planning & organizing, Initiative
  • Judgment & decision making, Influencing/persuasiveness

Professional Training:

  • Persuasion & influencing, Customer service, Goal setting.
  • Giving and receiving feedback, Communication skills.

Technical Training:

  • Loan products review, Lending cycle, Standards of client service, Client acquisition
  • Balance, Profit & loss, Screening, Cross check, Financial ratios, Risk analysis
  • Completing form, Loan agreement, and Monitoring collections, Symptoms of fraud, Policies & procedures.

 

 

Job Details

Functional Area:
Total Positions:
15 Posts
Job Shift:
First Shift (Day)
Job Type:
Full Time/Permanent
Department:
Business Banking
Gender:
No Preference
Minimum Education:
Bachelors
Career Level:
Entry Level
Experience:
1 Year - 2 Years
Apply Before:
Mar 12, 2018
Posting Date:
Feb 12, 2018
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Finca Microfinance Bank

Banking/Financial Services · 1501-2000 employees - Khair Pur, Nawab Shah, Pannu aqil, Sukkur, Tando Allahyar

FINCA is a globally recognized microfinance organization working in 5 continents and in 23 countries. FINCA provides financial services to the world's lowest-income entrepreneurs so they can create jobs; build assets and improve their standard of living. In 2013, FINCA acquired a majority sha ...Read More

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