Please turn on your javascript Loan Officer Job, Faisalabad, Bahawalnagar, Chishtian, Gojra, Haroonabad, Hasilpur, Haveli Lakha, Jaranwala, Jhang, Samundri, Shorkot, Tobatek Singh, Fort Abbas, Minchanabad, Finca Microfinance Bank - ROZEE.PK

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Job Description

•          The Assistant Loan Officer is responsible for growth of business lending for FINCA, Pakistan in the target market and region.

•          The Loan Officer is focused on community outreach in order to increase visibility of FINCA and originate quality loan applications.

•          The Loan Officer must be driven by FINCA's mission to provide financial services to the Pakistan's lowest-income entrepreneurs so they can create jobs, build assets and improve their standard of living.

•          The ALO works with internal staff and external customers to successfully generate quality business loans in their respective markets.

•          The position is directly responsible for business development and sales and will have a specific lending goals to attain during each month.

•          To build a good rapport with clients to make repeat clients.

•          To follow up on delayed installments.

•          To Assist all seniors including Relationship or Branch Manager to initiate collateral liquidation if a client defaults on a loan.

•          Helps RM/BM prepare reports to send customers whose accounts are delinquent, and forward irreconcilable accounts for collector action (whichever applicable).

•          The LO also does cross selling.

•          The Loan Officer typically works under direct supervision and guidance of RM or Branch Manager

 

 

Competencies & Training

Core Competencies:

·         Client focus, Interpersonal skills

·         Communication planning & organizing, Initiative

·         Judgment & decision making, Influencing/persuasiveness

Professional Training:

·         Persuasion & influencing, Customer service, Goal setting.

·         Giving and receiving feedback, Communication skills.

Technical Training:

·         Loan products review, Lending cycle, Standards of client service, Client acquisition

·         Balance, Profit & loss, Screening, Cross check, Financial ratios, Risk analysis

·         Completing form, Loan agreement, Monitoring collections, Symptoms of fraud , Policies & procedures.

Job Details

Job Channel:
Functional Area:
Total Positions:
15 Posts
Job Shift:
First Shift (Day)
Job Type:
Full Time/Permanent
Department:
Business Banking
Gender:
Female
Age:
23 - 33 Years
Minimum Education:
Bachelors
Career Level:
Entry Level
Minimum Experience:
1 Year
Apply Before:
Sep 02, 2017
Posting Date:
Aug 02, 2017
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Finca Microfinance Bank

Banking/Financial Services · 1501-2000 employees - Bahawalnagar, Chishtian, Faisalabad, Fort Abbas, Gojra, Haroonabad, Hasilpur, Haveli Lakha, Jaranwala, Jhang, Minchanabad, Samundri, Shorkot, Tobatek Singh

FINCA is a globally recognized microfinance organization working in 5 continents and in 23 countries. FINCA provides financial services to the world's lowest-income entrepreneurs so they can create jobs; build assets and improve their standard of living. In 2013, FINCA acquired a majority share of ...Read More

Similar Job Titles

Loan Officer

Finca Microfinance Bank, Multiple Cities, Pakistan
Posted Jul 28, 2017
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