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Job Description

FINJA Lending Services Limited is looking to recruit for a Credit Analyst who will ensure robust screening/due diligence process is positioned for lending segments & to minimize credit losses as well as portfolio management.

Main Responsibilities:

  • Loan screening and under-writing as per the defined policies mitigating all possible risks.
  • Coordinate with business, operations and other stakeholders for the resolution of discrepancies, case follow ups & resolutions.
  • Assist in carrying out periodic reviews to highlight process gaps and violations.
  • Constructive feedback to reinvent method of loan disbursement based on learning taken from existing loan behaviors.
  • Ensure prevention controls and monitoring processes are well in place for existing products as well as prior to the launch of new products or process.
  • Ensure to mitigate all possible risks pertaining to all lending segments. Ensure proper controls are suggested and implemented in different processes to minimize credit risk & frauds.
  • Also conducting external surprise visits as & when required such as agents, merchants and other locations in order to complete review/case investigation.
  • Formulate, update and maintain MIS of all lending cases reviewed and declined or processed.

The Ideal candidate should have:

  • Experience of risk management in the financial services industry is essential.
  • Proven leadership skills.
  • Sound communication and interpersonal skills
  • Ability to work under pressure.
  • Strong sense of accountability and Integrity
  • Ability to work with multiple and tight deadlines with a commitment to quality, accuracy and attention to detail
  • Strong written and verbal communication skills

Job Details

Total Positions:
1 Post
Job Shift:
First Shift (Day)
Job Type:
Job Location:
No Preference
Minimum Education:
Career Level:
Experienced Professional
2 Years - 3 Years
Apply Before:
Dec 09, 2020
Posting Date:
Nov 19, 2020
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Banking/Financial Services · 11-50 employees - Lahore

FINJA, founded by veterans of the tech and banking industry, is a new Fintech in the payments space of Pakistan. FINJA aims at providing the payments industry with innovative payment methods and move towards creating multiple ecosystems that will drive the masses towards digital payments and hence h ...Read More