Posted Feb 26, 2021 35 views
1. Report to the board & senior management with regards to the design, implementation, review and approval of a bank-wide risk governance framework that is aligned with strategy and includes the bank’s risk culture, risk appetite and risk limits.
2. Responsible to work closely with all the stakeholders across the business (branch & Branchless banking) & other front office functions to achieve a well- controlled organization which can achieve growth targets safely.
3. Setting the vision and strategy for the risk function working in conjunction with all other senior leadership across the Bank. Manage the Risks in the domain of Credits, Market, Liquidity, Operations & strategy in accordance with the vision set by the Board of Directors
4. Manage Information Security exposure in line with SBP frameworks & Bank’s policies aligning the policies, processes & systems according to the risk limits & Information Security posture of the bank both in branch & branchless/ADC banking
5. Implement & Manage the Information Security of the bank via enhancing the Information Security architecture of the bank on continuous basis. Propose and implement the solutions to effectively manage and secure the bank’s information assets
6. Integrate risk management priorities into the company’s overall strategic planning, Policies, processes & systems to establish and implement methodology for timely identification & assessment, on an Ongoing basis, of material risks.
7. Responsible to formulate and articulate a coherent risk appetite and establish ISRM (Information Security Risk Management) functions with appropriate risk management approach.
8. Prepare, develop, manage and refine qualitative and quantitative risk reporting which meets the needs of the Board & Management, in order to support effective decision making.
9. Provide ongoing monitoring of aggregate risk-taking activities and risk exposures to ensure they are in line with the approved bank-wide risk governance framework, corresponding capital, liquidity needs and regulatory requirement.
10. Develop “Key Risk Indicators “(KRIs), risk register, contingency and business continuity plans, update and review policies (in line with legislative and regulatory requirements) for operational risks to ensure the escalation of significant risk issues to appropriate management levels.
11. Embedding a positive culture of confident and informed risk-taking through training, communication and promotion of the agreed risk framework.
12. Partnering effectively with third parties, regulatory bodies and others, as appropriate and serving as a role model for high personal and corporate ethical values and standards of integrity.
Job Details
Mobilink Microfinance Bank
Mobilink Microfinance Bank Limited (MMBL) is Pakistan's largest digital bank with over 20 million registered and 8 million active digital wallets. Backed by VEON Co., MMBL started operations in April 2012 and launched branch-less banking operations under the brand name JAZZCASH in partnership with Pakistan's largest telecom operator JAZZ in Nov 2012. Being a hybrid model that combines traditional micro finance with mobile / digital banking technologies, the bank now operates with 74 branches, with more than 1559 employees, a network of over 90000 branch-less banking agents (growing) and a USSD (GSM) based digital channel in the country offering savings, micro enterprise (MSME) loans, small housing loans, remittances, collection (of utility bills and loan installments), mobile wallets, insurance, G2P, B2B & B2P payments and thus playing a leading role in promotion of financial inclusion. Despite being a young bank, Mobilink bank has emerged as one of the front runners in the sector and achieved financial break-even within four years of commencing operations in 2016, one of the fastest in the industry. Financial performance of the Bank has been remarkable in 2016, 2017 and 2018 Mobilink Bank & JAZZ, under the brand name JAZZCASH, envision to become market leaders in branchless banking, digital banking and micro financial services offering simple, innovative and value added products and services to the people of Pakistan. MMBL game plan aims at taking banking from confines of limited number of brick and mortar structures to cell phones and thus make a significant contribution in banking the unbanked through digital channels. The Bank so far has financed over 500,000 individual micro and small businesses since inception of the Bank in 2012 and is the proud recipient of “Bank of the Unbanked Award” in 2018 and 2019.
What is your Competitive Advantage?
Similar Job Titles
Sehrish Azhar
Motivational Speaker & Blogger
Living Upbeat
Mona Sharif
Senior Team Lead
Konext PVT. LTD
Usman Habib
Recruitment & Training Executive
ACS Synergy (Pvt) Ltd.
Zohaib Ali
Marketing Manager
Digital Online Devices
Babar Ahmed Khan
Territory Sales Manager
Engro Foods
Ayesha Shaukat
Social Media Marketing Manager
Ivoke
Muzammil Baig
Digital Marketing Manager
IT Services Group
Aqib Irshad
Head of HR, Training & OD
FINCA
Ali Aziz
CEO
Shopistan
Zubair Anjum
Business Excellence Specialist
Nestle Pakistan
