Posted Nov 27, 2018 5 views
- Create environment and team spirit for achieving financial and service level objectives.Plan the branch functions with focus on acquisition of loans and deposits and operate within the assigned budget.
- Achieve self-funding status of the branch by gradually creating a balance between loans and deposits and take full responsibility of the branch as a revenue center.
- Take full measures to ensure economy in expense and set standards of frugality to meet the dynamics of microfinance business.
- Act as a credit officer and arrange approval of loans.
- Responsible for the functioning of branch in all aspects including operational and administrative functions.
- Ensure timely opening of the branch and resumption of service by 9.00 AM as laid down in the branch time schedule and close at the specified timings.
- Organize a procedure for smooth opening and closing of branch with full assignment of responsibilities.
- Organize work and branch flow in a manner that every resource is productively deployed and gives his best to achieve the requisite standards. Carry out regular capacity planning to identify the resource needs and request the hub for requirements in all functional areas.
- Organize the collection and recovery process with a view to retain the delinquencies and losses within the specified limits of the assigned goals.
- Ensure the execution of financial/ functional transactions with utmost efficiency and retaining the integrity of the process.
- Undertake planning and execution of cash so as to ensure its optimum availability to meet the day’s requirement and avoiding inactive/ non- productive cash holding.
- Arrange training for the branch staff and build their professional and leadership potential.
- Undertake self-assessment on regular basis and prepare the branch for internal / external / SBP audits at any time.
- Take full responsibility of bank’s reputation in all functional areas, particularly the integrity of the system and financial reconciliation.
- Maintain the requisite MIS in the branch to monitor the daily productivity in deposit, withdrawal, number of transactions and record the error rate.
- Monitor the quality and service indicators at regular basis and ensure their improvement to meet the business objectives
- Maintain liaison with the community and build brand image of bank as a world class microfinance bank
- Ensure that the maintenance and cleanliness of branch at all times commensurate with the image of bank.
Job Details
Mobilink Microfinance Bank
Mobilink Microfinance Bank Limited (MMBL) is Pakistan's largest digital bank with over 20 million registered and 8 million active digital wallets. Backed by VEON Co., MMBL started operations in April 2012 and launched branch-less banking operations under the brand name JAZZCASH in partnership with Pakistan's largest telecom operator JAZZ in Nov 2012. Being a hybrid model that combines traditional micro finance with mobile / digital banking technologies, the bank now operates with 74 branches, with more than 1559 employees, a network of over 90000 branch-less banking agents (growing) and a USSD (GSM) based digital channel in the country offering savings, micro enterprise (MSME) loans, small housing loans, remittances, collection (of utility bills and loan installments), mobile wallets, insurance, G2P, B2B & B2P payments and thus playing a leading role in promotion of financial inclusion. Despite being a young bank, Mobilink bank has emerged as one of the front runners in the sector and achieved financial break-even within four years of commencing operations in 2016, one of the fastest in the industry. Financial performance of the Bank has been remarkable in 2016, 2017 and 2018 Mobilink Bank & JAZZ, under the brand name JAZZCASH, envision to become market leaders in branchless banking, digital banking and micro financial services offering simple, innovative and value added products and services to the people of Pakistan. MMBL game plan aims at taking banking from confines of limited number of brick and mortar structures to cell phones and thus make a significant contribution in banking the unbanked through digital channels. The Bank so far has financed over 500,000 individual micro and small businesses since inception of the Bank in 2012 and is the proud recipient of “Bank of the Unbanked Award” in 2018 and 2019.
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