Posted Sep 23, 2022 947 views
- Conduct market analysis for business growth in target segments of respective region under his/her control.
- Identify business opportunities and facilitate Area Managers / Branch Managers in preparing business strategy to capture market.
- Set realistic business targets in sale of Deposit products preferably rack rates.
- Achieve the set target for business growth in deposit products assigned to the areas / branches and Booths on monthly/quarterly/yearly basis.
- Guide Area/Branch/Relationship Managers in terms of customers, deposit mobilization, selling right products for business growth and Bancassurance.
- Ensure that region deposit portfolio grows within the set benchmark for the month/quarter/year in terms of product mix, numbers and cost of funds.
- Ensure effective sales management by conducting joint visits/cross verification of Area/Branch Managers and other deposit mobilization staff.
- Ensure that NTB customers are accepted into depository relationship with due diligence / AML/ CFT and other regulatory parameters.
- Maximize revenue generation, contain service delivery cost and ensure Region/areas profitability through sustainable business growth, controlled expense management against allocated budgets and high quality of portfolio management.
- Ensure enforcement of internal control, and reporting as per MMBL’s policies and State Bank of Pakistan’s regulations.
- Will represent the Bank in dealings with the government, State Bank of Pakistan (provincial offices) and the corporate sector.
- Encourage growth of Deposit mobilization staff through training and development.
- Ensure sufficient back up for business continuity and headcount replacement due to high performing high turnover environment.
- Conduct regular training sessions for Region/Area, Deposit mobilization staff and Relationship managers.
- Ensure all financial/non-financial objectives set for the year are closely monitored and reported as per schedule.
- Implement corrective measures where required.
- Ensure regular field visits and meet valued and prospect customers for business growth, feedback and to meet own personal deposit targets.
- Seek strategic partnerships for Payment/Collection arrangements with corporate sector with ultimate goal of deposit mobilization at affordable costs.
- Ensure customer engagement activities / road shows / market storming in the Region on regular intervals.
Job Details
Mobilink Microfinance Bank
Mobilink Microfinance Bank Limited (MMBL) is Pakistan's largest digital bank with over 20 million registered and 8 million active digital wallets. Backed by VEON Co., MMBL started operations in April 2012 and launched branch-less banking operations under the brand name JAZZCASH in partnership with Pakistan's largest telecom operator JAZZ in Nov 2012. Being a hybrid model that combines traditional micro finance with mobile / digital banking technologies, the bank now operates with 74 branches, with more than 1559 employees, a network of over 90000 branch-less banking agents (growing) and a USSD (GSM) based digital channel in the country offering savings, micro enterprise (MSME) loans, small housing loans, remittances, collection (of utility bills and loan installments), mobile wallets, insurance, G2P, B2B & B2P payments and thus playing a leading role in promotion of financial inclusion. Despite being a young bank, Mobilink bank has emerged as one of the front runners in the sector and achieved financial break-even within four years of commencing operations in 2016, one of the fastest in the industry. Financial performance of the Bank has been remarkable in 2016, 2017 and 2018 Mobilink Bank & JAZZ, under the brand name JAZZCASH, envision to become market leaders in branchless banking, digital banking and micro financial services offering simple, innovative and value added products and services to the people of Pakistan. MMBL game plan aims at taking banking from confines of limited number of brick and mortar structures to cell phones and thus make a significant contribution in banking the unbanked through digital channels. The Bank so far has financed over 500,000 individual micro and small businesses since inception of the Bank in 2012 and is the proud recipient of “Bank of the Unbanked Award” in 2018 and 2019.
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