Ensure that each Branch Manager has monthly action plan for disbursement of loan and target achievement;
· Ensure that micro-credit operation is undertaken in cost and time effective manner;
· Provide support and guidance to both micro-credit staff and Clients (group/members) as and when required;
· Assist Unit Branch Manager to prepare village profile of the working villages;
· Conduct social and technical appraisal of the loan applicants;
· Deal with delinquent loans, making full loan recovery;
· Responsible for evaluating the effectiveness of branches through analysis of branch activity reports;
· Direct supervision of branch Managers;
· Responsible for managing expenses of all branch operations within the defined area while ensuring the delivery of the highest level of customer service to retail branch customers;
· Ensure area branches are compliant with all MOJAZ policies and procedures;
· Adhere to operational controls, including legal, corporate, and regulatory procedures to ensure the safety and security of customer and MOJAZ assets;
· Ensure improved quality of documentation
· Provide timely information to the management regarding programme indicators for effective monitoring;
· Responsible to ensure that client retention rate and average loan size is increased
· Maintain Zero (0) PAR (Portfolio At Risk)
· Any other duty/task assigned by the management.
pMOJAZ is striving to improve the socio-economic situation of the marginalized communities at grassroots. It is operational in central & Southern Punjab with plans to expand in the neighboring areas. The MOJAZ believes on right based inclusive development aiming towards community empowerment through: social mobilization, gender equity, access to financial services, access to technological advancement supporting livelihood, and business development services. The organization has created a difference in the life of thousands of households of through the provision of various services, micro-finance, food support, technology diffusion, business development services, capacity building, and other need based interventions./p