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Job Description

•       To prepare business strategies for asset products based on research and analysis of growth trends

•       Planning and Development of new Products, their testing, marketing, training and launching

•       To identify target segments, selling strategies, and market positioning 

•       To liaison with microcredit field team to get feedback from the market to develop/improve product specifications and monitor post launch progress of lending product

•       To provide support, direction, credit Information, and loan policies and procedures to ensure the overall quality of the Organization’s lending portfolio

•       To enable business to maintain portfolio quality through data analysis and both internal and external feedback 

•       Providing information requested by regulatory and rating agencies

•       Preparation and interpretation of all credit risk reports (unit’s monthly and quarterly reports, credit exposures, performing and default loans etc.

•       Define credit approval framework for SME lending and recommend credit approval limits in line with Organization’s policy

•       Perform direct supervisory duties of department staff, and coordinates with other departments for smooth functioning of organizational operations

•       Facilitate the implementation of risk management and control practices within the organization

•       Lead market studies, products/services design, tests and roll-out, while providing the relevant capacity(provision of policies, procedures, guidelines, training, coaching)

•       Preparing proposals for grants and coordination with donors

•       Defining the targeted products terms, conditions, procedures and required systems

•       Develop & improve product manuals / product programs/SOPs

•       Review Management Information System (MIS) and ensure timely updating of all data for reports extraction and analysis

Job Details

Functional Area:
Total Positions:
1 Post
Job Shift:
First Shift (Day)
Job Type:
Full Time/Permanent
Job Location:
No Preference
Minimum Education:
Degree Title:
MBA / Master (preferably in Business) or Equivalent.
Career Level:
Experienced Professional
Minimum Experience:
5 Years
Apply Before:
Jun 17, 2019
Posting Date:
May 17, 2019
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Banking/Financial Services · 201-300 employees - Islamabad, Lahore, Narowal

MOJAZ is striving to improve the socio-economic situation of the marginalized communities at grassroots. It is operational in central & Southern Punjab with plans to expand in the neighboring areas. The MOJAZ believes on right based inclusive development aiming towards community empowerment through: ...Read More

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