Summary

Looking forward to challenging position in esteemed organization, I am well versed with accounting procedures both local as well as international. Multi-tasking is my forte along with keen analytical skills and lateral thinking ability. Meticulous and work driven by nature, I am essentially a team player and have demonstrated good leadership skill in previous jobs.

Experience

Company Logo
Officer, Credit Initiation
Standard Chartered Bank
Apr 2018 - Present | Karachi, Pakistan

Analyzed new commercial customers using the D&B report to determine creditworthiness and credit limit.

Evaluated Balance Sheet, Income Statements, and other financial data of customers who exceed the assigned credit limit.

Consistently analyzed existing customers financial data to determine if established credit limits are appropriate.

Company Logo
Faysal Bank (Jr Credit Analyst)
Fulcrum Pvt Ltd
May 2017 - Mar 2018 | Karachi, Pakistan

Analyzed new commercial customers using the D&B report to determine creditworthiness and credit limit.

Evaluated Balance Sheet, Income Statements, and other financial data of customers who exceed the assigned credit limit.

Consistently analyzed existing customers financial data to determine if established credit limits are appropriate.

Collaborated with the Sales team and financial personnel to resolve customer issues and approve large orders.

Minimized bank risk by conducting due diligence on the legal and financial background of key partners, management, vendors and suppliers before entering a formal relationship.

Verified all customer credit application information, including bank and vendor references.

Searched local and nationwide databases for civil and commercial litigation as well as property ownership.

Performed financial and industry analyses and prepared supporting documentation for client credit approval.

Completed data entry for all complied information.

Assessed credit worthiness of applicants based on investigative findings.

Education

University of Karachi
Bachelors, Bachelors in Commerce, Bachelors of Commerce‎
Accounts and Maths
Percentage 65%
2009

Skills

5+ Years Accounts Reconciliation
5+ Years As-400 IBM
1 yearC400
Less than 1 YearCredit Analysis
1 yeareBBs
1 yeareOps
4 Years Income Tax
5+ Years Microsoft Excel
5+ Years Microsoft Word
1 yearSbim
3 Years Teller Services
5+ Years Windows

Languages

Intermediate English
Intermediate Urdu