Summary

To work in a progressive environment at a responsible and challenging position for the growth of the organization where advancement and compensation are based on personal performance.....

Experience

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Branch Manager
U Microfinance Bank Ltd.
Apr 2018 - Present | Mansehra, Pakistan

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Relationship Manager
Khushhalibank limited
Sep 2014 - Oct 2017 | Mansehra, Pakistan

Managing the sales growth all the products and generate quality portfolio of entire branch.
Managing entire team of the Branch (GL team as well as MSME Team).

Skills acquired/Achievements

Certificate of successful training with US-Aid on SME Financing.
Successfully attended the monitoring seminar of SME Financing.
Successfully attended the LWB software Training.
Successfully graduated two MSME Branches and imparted training/capacity building to Seventeen MSME Loan Offers to date.

Key Responsibilities as RM

Business Growth Effective Portfolio Management Service Quality Compliance Employee Management.

Fresh Loan officers capacity building & on job training including LWB & BEMF software to all branch staff.
Day to day monitoring & guidance of Loan Officers.
Ensure service delivery within defined TAT of all credit cycle steps.
Accompany loan officer in all steps of credit cycle.
Appraisal of the business, Investigation and verification of collateral.
Dealing with other types of loans like Enterprise, Livestock loans & Agri-loans.
To attend all Branch Credit Committees (BCC).
Preparing weekly & monthly reports related to MSME and GL.
Managing the sales growth of all the products and generates quality portfolio of entire branch. Managing entire team of the Branch (GL team as well as MSME Team).

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Business Development Officer
Allied Bank Limited
May 2014 - Sep 2014 | Abbottabad, Pakistan

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Finance Admin
Alfardan Steels Abbottabad
Aug 2012 - Apr 2014 | Abbottabad, Pakistan

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internship
Jan 2012 - Mar 2012 | Abbottabad, Pakistan

Education

Hazara University, Dodhial
Masters, Masters in Business Administration, MBA Finance‎
Accounting & Finance
CGPA 3.5/4
2012
University of Peshawar
Bachelors, , B.Com‎
Percentage 60%
2010
B.I.S.E Abbottabad
Intermediate/A-Level, , F.Sc Pre-Engineering‎
Percentage 69%
2007
F.B.I.S.E Islamabad
Matriculation/O-Level, , Matric in Science‎
Percentage 55%
2005

Skills

5+ Years drivers
3 Years Leadership skills
3 Years management skills
4 Years saleman
4 Years at least having 2 to 3 year experience of
4 Years Banking Solutions
1 yearBranch Managers
Less than 1 YearClient Follow-up
4 Years Commitment to Customer Service
4 Years Communication Skills
Less than 1 YearCustomer Analysis
Less than 1 YearCustomer Service Management
Less than 1 YearDirect Sales
Less than 1 YearExecutive Presentation Skills
5+ Years Good communication skills
3 Years Good writing skills in English Language
Less than 1 YearIdentifying Sales Opportunities
1 yearInventory Planning
4 Years Microfinance Banking
1 yearPeachtree
3 Years Policy Planning
4 Years Preferably 5 years or more experience in the
1 yearRecruitments
1 yearSales Forecasting
1 yearSales Growth Analysis
1 yearSales Process Development
1 yearSales Promotion
1 yearSelling Skills
3 Years SME Banking
1 yearSoftware
2 Years suppervisors

Languages

Intermediate English
Expert Urdu

Companies Followed