Posted Nov 01, 2021 74 views
Tittle: Branch Manage
Grade: AVP/ OG I
- Implements strategies to fuel growth in the Branch's deposit base and advances portfolio and other business targets.
- Ensures profitability and growth of the branch by increasing the customer base and maximizing operational efficiency.
- Educates, develops and establishes strong relationships with customers in order to market and promote banks products to increase revenues of the branch.
- Cross-sells consumer assets products.
- Coordinates with consumer assets department to process the application and loan formalities.
- Advances authorization post verification of credit to ensure no bad debts at later stage.
- Approves and extends credit facility as per limits defined.
- Initiates the credit proposal process and relevant record keeping.
- Carries out Budgeting and forecasting for the branch.
- Reviews financial reports, General Ledgers daily and ensures compliance to guidelines regarding transactions.
- Facilitates internal audit and ensure compliance with the prudential and regulatory standards and adherence to internal and external policies.
- Coordinates with Main branch regarding various ongoing processes and projects.
- Also, interacts with clients, seniors and other officers through written documents on behalf of the branch.
- Ensures that customer queries and complaints are resolved in a reasonable time depending upon the nature of the complaint.
- Resolves escalated queries and problems thus ensuring customer delight at all times.
- Ensures the up keeping of branch premises up to required standards and security of the branch. Also, pays surprise visits in the after office hours and holidays.
- Ensures that the ambience of the branch reflects the brand image and culture that the bank wants to project.
- Identifies training and development needs of team members and ensures ongoing capability development.
- Evaluates performance of team members and provides feedback on an ongoing basis.
- Coaches team members and ensure they are motivated to perform effectively.
- Daily briefing & de briefing be done at branch for increased interaction with team members.
- Visit pledge / hypothecated sites as per policy of Bank.
- Visit of collateral / business place be done at time of renewal as well as fresh case.
- Elevate CP’s / monitor insurance policies, valuation reports, stock statements as per policy of Bank.
- Monitor & recover Overdue M/up & bills on priority basis.
Place of Posting: Shikarpur, Thull Distt Jacobabad, Pano Aqil, Ghotki, Moro, Tando Bago Distt Badin.
Job Details
Soneri Bank Limited
HISTORY Soneri Bank Limited, was incorporated in Pakistan on 28 September 1991 as a public limited company under the Companies Ordinance, 1984 with registered office in Lahore. The Bank opened the first branch for operations on 16 April 1992 in Lahore which was followed by Karachi Branch on 09 May 1992. The bank now operates its 200 branch network all over the country including the Northern Areas of the country. The bank considers its employees as the biggest and valued asset. PRODUCTS AND SERVICES OFFERED BY SONERI BANK LIMITED Soneri Bank Limited offers a full range of Retail Banking services. Corporate and Treasury operations, worldwide network of correspondents and a complete range of Trade Finance products make our bank a perfect place to do trade business with. While designing products for our customers, we have taken care of the needs of a variety of customers. Our Consumer Finance schemes and Islamic mode of Banking caters to another niche set of customers with a mission to develop strong banking relationships through syndicate financing and also on standalone basis. Some of our products and services are as below: - Savings Account - Term Deposits - Current Account - Basic Bank Account - Soneri Ikhtiar Current Account - Online Banking - SMS Alert - SME Finance - Agriculture Financing - Lockers - Consumer Finance - Electronic Banking - Retail, Commercial, Corporate and Trade Financing - Syndicate Financing
What is your Competitive Advantage?
Similar Job Titles
Aqib Irshad
Head of HR, Training & OD
FINCA
Sehrish Azhar
Motivational Speaker & Blogger
Living Upbeat
Ali Aziz
CEO
Shopistan
Zohaib Ali
Marketing Manager
Digital Online Devices
Usman Habib
Recruitment & Training Executive
ACS Synergy (Pvt) Ltd.
Mona Sharif
Senior Team Lead
Konext PVT. LTD
Muzammil Baig
Digital Marketing Manager
IT Services Group
Babar Ahmed Khan
Territory Sales Manager
Engro Foods
Zubair Anjum
Business Excellence Specialist
Nestle Pakistan
Ayesha Shaukat
Social Media Marketing Manager
Ivoke
