Posted Oct 25, 2020 45 views
Division/Department: Taqwa Islamic Banking / Operations Department
Grade Range: AVP1 to AVP
Reports To: Head Operations
Job Summary:
To handle all primary and secondary credit operations of Consumer Finance Portfolio and liaison with other departments to ensure continuation of smooth operational activities within the department.
Major Duties & Responsibilities to perform the Role:
· Handle day to day transactional procedures and documentation of Housing Finance & Car Ijarah Products.
· Perform smooth working for disbursement, instalment recoveries and settlement, of facilities.
· Management of assigned credit portfolio in accordance with approved conditions and laid down procedure.
· Ensure necessary compliance of all covenants of duly approved in sanction advice and in RMG recommendations.
· Liaison with RFD- RCAD for Issuance of DAC against all approvals / sanction advices.
· Completion of security documents and maintenance of all credit and transactional files.
· Ensure meticulous compliance of approved Shariah process flow.
· Close monitoring of credit accounts and ensure recovery of installments / profit as per schedule.
· Management reporting of all Consumer Finance POrtflio in liaison with different departments/divisions of Bank and to ensure proper utilization of facilities in accordance with Shariah rules and regulation
· Providing operational & administrative support to operations department of IBD including data collection and maintaining proper record.
· Keep liaison with the respective Relationship Manager for any discrepancies if found to resolve the issue on priority without compromising on customer service.
· Liaison with CAD, Head Office, Internal Auditors and SBP’s inspectors for audit and reporting purpose.
· Monitoring of Credit Portfolio on core business solution. Monthly reconciliation of advances, accrual(s) and income with finance department.
· Monthly reconciliation statements / profit calculations/ debit advices and provision of updated repayment schedules to customers.
Relevant Experience: 05 Years of banking experience
Qualification: B-COM/MBA/Masters
Location: Head Office Lahore
Job Details
The Bank of Punjab (BOP)
The Bank of Punjab was established in 1989 under The Bank of Punjab Act, 1989 passed by Provincial Assembly of the Punjab, as a non-scheduled Commercial Bank with majority shareholding of Government of the Punjab. The Bank earned the status of a scheduled Commercial Bank in 1994 and currently carries a vast network of over 620 online branches, strategically located across the Country along with an ATM network of over 550 offering 24/7 banking services to its diverse clientele of over 2 million. Since its inception, the BOP has seen many ups and downs and has also successfully weathered the waves of economic volatility, recessions and stiff market competition over the years. Current strong network base coupled with solid capital structure and phenomenal financial results posted during last few years has transformed the Bank to one of a leading financial institution of the Country. Now, the Bank standouts among peer group as a robust and rapidly growing commercial Bank. Besides offering a range of products and services to meet the modern days’ banking requirements of its clients, the Bank has also established its footprint in the areas of consumer financing, agriculture credit, corporate & investment banking, cash management and alternative delivery channels. While achieving the objective of financial inclusion through its presence in remote and unbanked areas of the Country with HarFardKaKhayal the Bank is playing its due role in the economic growth of the Country through its various specially tailored and designed products and services.
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