Posted Oct 25, 2020 23 views
Division/Department: RMG / FI Credit Risk
Grade Range: AVP1 to AVP
Reports To: Divisional Head – Corporate & FI Credit Risk
Job Summary:
To ensure that the quality of FI portfolio is maintained within acceptable parameters, as defined under Bank’s Approved Credit Policy Manual and SBP Prudential Regulations. The candidate is responsible to instill a strong credit culture by setting the highest standards through ensuring smooth processing of credit requests at his / her work desk.
Major Duties & Responsibilities to perform the Role:
1. Assess and review of the credit proposals, for fresh/renewal/enhancement or reduction, restructuring/rescheduling of funded and non-funded facilities to FIs etc.
2. Perform detailed financial analysis on Financial Institutions, including trend and ratio analysis, and interpret the financial information.
3. Ensure the Bank’s credit policies and SBP Regulations pertaining to lending to FIs are implemented across FID/ CIBG, in order to ensure accurate and robust risk assessment and evaluation process.
4. Review & recommend changes in Credit Policy and Procedure Manual.
5. Identify and escalate problematic exposures in line with prevailing issues.
6. Liaison with the internal audit and compliance as and when required.
7. Review and recommend requests received from FID for taking country exposures.
8. Supervise and assist analysts in timely review of FI limits.
9. Monitor compliance of SLA executed with CIBG.
Any other assignment as delegated from time to time
Relevant Experience: 06 to 08 years of banking experience (03 years min same level)
Qualification: University degree in Finance, Business, Commerce or equivalent.
Other Qualifications: JAIBP-SBP (Preferred)
Location: Head Office Lahore
Job Details
The Bank of Punjab (BOP)
The Bank of Punjab was established in 1989 under The Bank of Punjab Act, 1989 passed by Provincial Assembly of the Punjab, as a non-scheduled Commercial Bank with majority shareholding of Government of the Punjab. The Bank earned the status of a scheduled Commercial Bank in 1994 and currently carries a vast network of over 620 online branches, strategically located across the Country along with an ATM network of over 550 offering 24/7 banking services to its diverse clientele of over 2 million. Since its inception, the BOP has seen many ups and downs and has also successfully weathered the waves of economic volatility, recessions and stiff market competition over the years. Current strong network base coupled with solid capital structure and phenomenal financial results posted during last few years has transformed the Bank to one of a leading financial institution of the Country. Now, the Bank standouts among peer group as a robust and rapidly growing commercial Bank. Besides offering a range of products and services to meet the modern days’ banking requirements of its clients, the Bank has also established its footprint in the areas of consumer financing, agriculture credit, corporate & investment banking, cash management and alternative delivery channels. While achieving the objective of financial inclusion through its presence in remote and unbanked areas of the Country with HarFardKaKhayal the Bank is playing its due role in the economic growth of the Country through its various specially tailored and designed products and services.
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