Posted Oct 25, 2020 5 views
Division/Department: Taqwa Islamic Banking / Corporate Department
Grade Range: AVP to VP
Reports To: Head Credits & Marketing
Major Duties & Responsibilities to perform the Role:
1. Development of quality asset side portfolio with prime emphasis on Shariah Complied corporate assets, deposits and trade business.
2. Strengthening and deepening the relationship with existing clientele in consistency with identified target market & risk acceptance criteria for Shariah complied products.
3. Achievement of allocated business targets.
4. To maintain profitability, quality and health of assigned assets portfolio with review of the portfolio.
5. Ensured credit proposal recommendation after detailed financial analysis, industry analysis and market checking.
6. Regulations and the guidelines provided by HO from time to time.
7. Carry out financial analysis and credit risk assessment in conformity with Bank’s policy and SBP Prudential Regulations.
8. Ensured appropriate levels of internal controls in the department in accordance with bank’s credit policy & SBP regulations and Shariah Compliance to manage the credit standards.
9. Improved interdepartmental synergies for facilitating transactions between CAD, trade desk, Shairah Compliance and customers
10. Ensured that all annual reviews were prepared and submitted to RMD well before expiry and obtained extensions whenever was necessary.
11. Completion of all Pre – Post sanction/disbursement formalities including execution of the charge/security/ legal documents relating to assigned credit relationships.
12. Maintaining close liaison with the corporate branches for ensuring prompt and efficient services to the corporate facilities parked in them.
13. Ensuring prompt regularization of deferrals within the approved period.
14. Preparation and updating of prevailing Credit/Facility Policy Manual, Product Policy Manual and SLA with the other division of the bank.
15. To facilitate different audit teams, RAR review and to prepare report to ensure compliance with the gaps and shortcoming highlighted by them.
16. Supervisory role for the proper operational management of the credit portfolio in consultation with the respective RM and Branch
17. Taking care of the conversion process (pre-approval and post approval and disbursement) of the credit portfolio from Conventional Banking to Islamic Banking
Ensure smooth and error free services to the customers.
Relevant Experience: 07 Years of banking experience
Qualification: BA/MA & ICAP, ACPA
Location: Head Office Lahore
Job Details
The Bank of Punjab (BOP)
The Bank of Punjab was established in 1989 under The Bank of Punjab Act, 1989 passed by Provincial Assembly of the Punjab, as a non-scheduled Commercial Bank with majority shareholding of Government of the Punjab. The Bank earned the status of a scheduled Commercial Bank in 1994 and currently carries a vast network of over 620 online branches, strategically located across the Country along with an ATM network of over 550 offering 24/7 banking services to its diverse clientele of over 2 million. Since its inception, the BOP has seen many ups and downs and has also successfully weathered the waves of economic volatility, recessions and stiff market competition over the years. Current strong network base coupled with solid capital structure and phenomenal financial results posted during last few years has transformed the Bank to one of a leading financial institution of the Country. Now, the Bank standouts among peer group as a robust and rapidly growing commercial Bank. Besides offering a range of products and services to meet the modern days’ banking requirements of its clients, the Bank has also established its footprint in the areas of consumer financing, agriculture credit, corporate & investment banking, cash management and alternative delivery channels. While achieving the objective of financial inclusion through its presence in remote and unbanked areas of the Country with HarFardKaKhayal the Bank is playing its due role in the economic growth of the Country through its various specially tailored and designed products and services.
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