Job Description

(total positions: 20, posted on: May 29, 2023)

Purpose of Job: To build up a profitable asset/liability portfolio for the branch by selling and marketing the bank products to prospective target market after carefully analyzing their potential to repay the loan in timely fashion.

Location: Bhakkar, Bahawalpur, Multan, Rahim Yar Khan, Arifwala, Vehari

Job Responsibilities

1.            Find potential and good clients individuals or businesses in need of loans.

2.            Establish strong rapport liaison and relationship with the clients.

3.            Act as salesperson, persuading clients to obtain loans.

4.            Help clients apply for loans

5.            Analyses and verify the application to determine the client’s worthiness.

6.            To complete documentation as per bank’s policy.

7.            To get the approval before disbursement from the BCC.

8.            Disbursement of loan after complete satisfaction of related formalities.

9.            Help client understand loan repayment schedule.

10.         Manage the repayment schedules of customers for timely recovery of their monthly installments.

11.         Follow up on delayed installments.

12.         Initiate collateral liquidation if a client defaults on a loan.

13.         Preparation of daily activity report to be sent to the BM/HO.

14.         Deposit mobilization

15           Any other task assigned by line manager.

Competencies Required

1.            Achievement of the assigned targets of Assets and liability

1.            Experience in the Micro finance banking industry preferred

2.            Ability to work under pressure

1             Presentation skills

2             Good Communication Skills

Experience and Qualification

1             Should hold a Bachelor’s Degree in Business, Commerce or any related discipline

2             Fresh to 1 year experience in the banking sector

Required Skills