Credit Operations Manager (OG-I)

The National Bank of Pakistan is seeking a Credit Operations Manager (OG-I) to join their team. This role involves overseeing credit operations to ensure efficient processing, compliance with regulatory requirements, and alignment with the bank’s strategic objectives. The ideal candidate will be responsible for managing credit documentation, monitoring credit portfolios, and coordinating with various departments to facilitate smooth credit operations. This position demands a detail-oriented professional with strong leadership skills and a thorough understanding of credit risk management within the banking sector.

Key Responsibilities

- Manage and supervise the credit operations team to ensure timely and accurate processing of credit applications and disbursements.
- Oversee the preparation, verification, and maintenance of credit documentation in compliance with internal policies and regulatory guidelines.
- Monitor credit portfolios to identify potential risks and ensure adherence to credit limits and exposure norms.
- Coordinate with credit risk, legal, and compliance departments to resolve operational issues and ensure regulatory compliance.
- Implement and maintain effective internal controls to safeguard the bank’s credit assets.
- Prepare regular reports on credit operations performance, highlighting key issues and recommending improvements.
- Facilitate training and development programs for the credit operations team to enhance their skills and knowledge.
- Support the implementation of new credit products and systems, ensuring smooth operational transitions.
- Liaise with external auditors and regulatory bodies during inspections and audits related to credit operations.

Required Qualifications

- Bachelor’s degree in Finance, Business Administration, Economics, or a related field from a recognized institution.
- Proven experience in credit operations or credit risk management within a reputable bank or financial institution.
- Strong knowledge of credit policies, procedures, and regulatory requirements applicable to the banking sector.
- Excellent leadership and team management skills with the ability to motivate and guide staff effectively.
- Proficient in credit documentation, portfolio monitoring, and risk assessment techniques.
- Good analytical and problem-solving abilities with attention to detail.
- Effective communication and interpersonal skills to coordinate with multiple stakeholders.
- Proficiency in relevant banking software and MS Office applications.

Preferred Qualifications and Benefits

- A master’s degree or professional certification such as CFA, ACCA, or CA will be considered an advantage.
- Prior experience working with large-scale banking operations or in a similar managerial role is preferred.
- Exposure to credit management systems and digital banking platforms will be beneficial.
- The position offers an opportunity to work in a dynamic and reputable financial institution with prospects for career growth.
- Competitive salary and benefits package aligned with industry standards.

Interested candidates are encouraged to review the full job description and eligibility criteria available on the recruitment partner’s website. Applications must be submitted online before the deadline of 06 November 2026. This is an excellent opportunity for professionals seeking to advance their career in credit operations within one of Pakistan’s leading banks.