FinCrime Operations Analyst - AML Investigations

Wise, a leading global technology company focused on simplifying international money movement and management, is seeking a FinCrime Operations Analyst with expertise in Sanctions or AML. Based in Hyderabad, you will play a crucial role in safeguarding Wise from financial crime by reviewing alerts related to potential sanctions matches and suspicious activities. Your responsibilities will include analyzing transactions, customer data, and account behavior to ensure compliance with global sanctions and anti-money laundering regulations. This role offers a unique opportunity to develop foundational skills in the evolving fields of sanctions and AML compliance while contributing to a secure financial platform for users worldwide.

Key Responsibilities

Conduct thorough reviews and investigations of potential sanctions matches generated by screening systems. Perform due diligence to confirm true matches and escalate breaches promptly through established channels. Analyze transaction data to identify unusual patterns that may indicate money laundering, terrorist financing, or sanctions evasion. Triage actionable alerts from system-generated or internal sources, recognizing red flags and trends that could signal financial crime.

Stay updated on sanctions regulations such as OFAC, EU, and UK, as well as AML laws. Assist in implementing procedural changes to maintain compliance and highlight any process inaccuracies. Maintain detailed and accurate records of alert reviews, investigations, decisions, and supporting documentation, ensuring strict adherence to data privacy and internal security protocols.

Perform risk assessments related to sanctions and AML, escalating high-risk cases, suspicious activities, and compliance breaches to appropriate teams and leadership in line with company policies. Collaborate closely with KYC, Compliance, and Engineering teams to enhance sanctions and AML controls, fostering a cooperative and positive team environment.

Communicate professionally and empathetically with customers through approved channels to gather necessary information for reviews, minimizing unnecessary contacts and avoiding delays in case resolutions. Consistently meet individual and team KPIs, SLAs, and quality standards by managing workload efficiently, taking ownership of responsibilities, and delivering high-quality results.

Complete all mandatory and refresher training on time and actively participate in meetings, training sessions, and internal events. Perform additional tasks as assigned by leadership, demonstrating adaptability and a proactive mindset.

Required Qualifications

Minimum of 1+ years’ experience in Operations, preferably within sanctions compliance, AML, due diligence, or related fields. Strong verbal and written communication skills in English, capable of producing clear, concise, and professional reports and customer communications. High attention to detail with a commitment to accuracy and strict adherence to processes and standards, even under heavy workloads.

Ability to work independently within defined procedures, applying a risk-based approach to decision-making. Proactive, punctual, and self-motivated with strong organizational and analytical skills. Exceptional inquisitiveness to seek relevant information while maintaining focus on key issues. Ability to identify gaps in policies and processes and provide constructive feedback. Flexibility to work shifts, including early mornings, evenings, weekends, and public holidays as required.

Preferred Qualifications and Benefits

Bachelor’s degree in Finance, Business Administration, Law, or a related discipline. Professional certifications such as ICA, CAMS, or equivalent with a focus on sanctions/AML are highly desirable. Experience using sanctions screening and transaction monitoring systems is an advantage.

Wise values diversity, equity, and inclusion, fostering an international and supportive workplace where every employee is respected and empowered. Employees enjoy benefits such as “me days,” mission days, sabbaticals, stock options, and more, supporting both personal and professional growth. Join a team committed to building money without borders, creating an inclusive environment where you can thrive and contribute meaningfully.

If you are passionate about financial crime prevention and eager to advance your expertise in a dynamic, global company, Wise offers an exciting and rewarding career opportunity.