Investment Advisor

Pak-Qatar Family Takaful Limited (PQFTL) is Pakistan’s pioneering and only dedicated Family Takaful company, offering Shariah-compliant financial protection and investment solutions for individuals and businesses. Established in 2006 and operational since 2007, PQFTL is regulated by the Securities and Exchange Commission of Pakistan (SECP) and guided by an independent Shariah Advisory Board. The company holds strong credit ratings (AA by VIS & PACRA and AM2+ Pension Fund manager rating by PACRA) and provides a comprehensive range of products including individual and corporate Takaful plans as well as voluntary pension schemes. PQFTL is committed to safeguarding families’ futures and supporting business continuity through innovative solutions such as Mahana Bachat, Takaful Flexi Plan, Priority Takaful, and Education Takaful, all certified for Shariah compliance.

We are seeking a full-time, on-site Investment Advisor based in Chārsadda to join our team. The successful candidate will play a key role in guiding individuals and businesses to select suitable Takaful and investment solutions that align with their financial goals, risk appetite, and Shariah-compliant requirements. This role involves assessing client needs, developing tailored financial plans, explaining product features and benefits, and recommending appropriate investment strategies from PQFTL’s portfolio. The Investment Advisor will maintain strong client relationships through ongoing portfolio reviews, timely follow-ups, and high-quality customer service. Collaboration with internal teams to stay informed about product updates, regulatory changes, and market trends is essential, along with meeting sales and service targets in a professional and ethical manner.

Key Responsibilities:
- Assess client financial needs and develop customized Takaful and investment solutions aligned with Shariah principles.
- Explain product features, benefits, and investment strategies clearly to clients, ensuring transparency and understanding.
- Build and maintain strong relationships with clients through regular portfolio reviews and proactive communication.
- Provide exceptional customer service, including timely follow-ups and post-sale support.
- Collaborate with internal teams to stay updated on product enhancements, regulatory requirements, and market developments.
- Achieve sales and service targets while adhering to ethical standards and company policies.
- Manage on-site responsibilities effectively in the Chārsadda office and contribute to cross-functional teamwork.

Required Qualifications:
- Bachelor’s degree in Finance, Business, Economics, or a related field.
- Strong financial planning and analytical skills with the ability to assess client needs and develop appropriate financial solutions.
- Knowledge of investments and investment strategies, preferably within Islamic finance and Takaful-based products.
- Proven customer service experience, including relationship management and effective client communication.
- Understanding of Shariah-compliant financial products and commitment to working within ethical and regulatory frameworks.
- Proficiency in numerical analysis, presentation skills, and basic office and financial analysis tools.
- Willingness and ability to work full-time on-site in Chārsadda and collaborate with diverse teams.

Preferred Qualifications and Benefits:
- Relevant certifications in Islamic finance or investment advisory will be considered an advantage.
- Opportunity to work with a reputable and pioneering organization in the Family Takaful sector.
- Exposure to a comprehensive range of Shariah-compliant financial products and continuous professional development.
- Supportive work environment focused on ethical financial services and client-centric solutions.

This role offers a unique opportunity to contribute to a growing company dedicated to ethical finance and family protection while advancing your career in Islamic investment advisory.