Medical Underwriter

Adamjee Life Assurance Co. Ltd.

Lahore , Pakistan

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Posted 2 days ago 3 views Report Job

We are seeking a detail-oriented Medical Underwriter to join our team in Lahore. The ideal candidate will be responsible for evaluating medical risks and making informed underwriting decisions for individual life insurance proposals. This role requires thorough review and analysis of medical reports, tests, and investigations while strictly adhering to underwriting guidelines and the Authority Matrix. The Medical Underwriter will collaborate closely with branches, Direct Distribution teams, Compliance, medical bodies, and other relevant stakeholders to ensure timely and accurate case decisions.

Key Responsibilities:
- Assess medical risks associated with individual life insurance proposals by reviewing medical documentation and test results.
- Make sound underwriting decisions in compliance with established guidelines and the Authority Matrix.
- Coordinate effectively with branches, Direct Distribution, Compliance, medical bodies, and other stakeholders to facilitate timely case processing.
- Ensure all underwriting activities comply with regulatory requirements and company policies.
- Maintain accurate records and documentation related to underwriting decisions.
- Continuously update knowledge of medical underwriting practices and industry trends to enhance decision-making quality.

Required Qualifications:
- Graduate with an MBBS degree from a recognized medical school or university.
- Minimum of 3 years’ experience in the medical field, preferably with exposure to underwriting or insurance-related medical assessments.

Competencies:
- Strong analytical skills with excellent judgment and problem-solving capabilities.
- Ability to make sound decisions under pressure and meet strict deadlines.
- Excellent communication skills and ability to manage relationships with multiple stakeholders.
- Self-motivated, result-oriented, and proactive with a strong sense of initiative.
- Proficiency in Microsoft Office applications.

Department: Underwriting & Group Benefits
Location: Lahore
Total Positions: 1
Application Deadline: 31/10/2026

This position offers an opportunity to contribute to a dynamic underwriting team, applying medical expertise to support accurate risk assessment and decision-making in the life insurance sector.